China Everbright Bank Platinum Card Master Card and Deputy Card:
1. The main card and the supplementary card of the credit card share an account, and the supplementary cards share all or part of the credit limit of the main card. Both the secondary card and the primary card have not spent money, and they are all spent on the same account.
2. The credit limit of the secondary card can be the same as that of the primary card or smaller than that of the primary card. For supplementary card holders, they can only spend the credit limit of their supplementary cards. Even if there is a large amount of credit line available in the main card, he can't spend any more unless there is no credit line. At this time, the credit line of the secondary card and the main card is the same, and he can spend it in full.
3. Two cards in the same account can be returned to either card. No matter which card is returned, it is regarded as success, and there is no need to repay it separately. However, if both the primary card and the secondary card are not returned, then the primary card holder will bear all responsibilities, such as interest, late fees, bad credit and so on. You don't have to bear the secondary card.
4. Sub-card holders can't establish their own credit records because they use the credit of the main card. So, if you think that using a credit card has many advantages and you are eligible to apply for MasterCard, apply for your own credit card and start building your own credit history.