Applying for a credit card has nothing to do with having a mortgage.

The materials required to apply for a credit card are:

1. Credit card application form (available at the bank window)

2. Original and photocopy of ID card (you can take the original to the bank to help you copy it).

3. Work certificate and income certificate (sealed by the company)

4. Non-local household registration also requires proof of residence.

5. Individuals should also provide the following materials: a verified business license or tax registration certificate, which proves that they have been operating for more than two years; Business premises contract or ownership certificate (i.e. real estate license),

You can fill in the information in online banking and apply online.

You can also call ICBC's 24-hour service hotline for consultation.