How to unbind a credit card from WeChat

To unbind a credit card from WeChat, just follow the steps below:

Step 1 : Log in to WeChat on your mobile phone;

Step 2: After entering WeChat, click "I" in the lower right corner of the page;

Step 3: Click on the "Payment" column;

Step 4: Click the "Wallet" option on the "Payment" page;

Step 5: Click "Bank Card" in "Wallet";

Step 6: You can see the card you have bound on the "Bank Card" page, select the credit card you want to unbind, and click to enter the details page;

Step 7: Click " ..." icon;

Step 8: Click the "Unbind" option that pops up;

Step 9: Enter the payment password and verify the identity to unbind. . After the unbinding is successful, there will also be relevant prompts on the page.

If you want to add a bank card for binding, just click the "Add Bank Card" option on the "Bank Card" page after completing the fifth step, then enter the payment password and verify your identity. You can now bind the card. Just follow the page prompts and enter bank and other relevant information to bind.

Bank cards refer to credit payment instruments issued to the public by approved commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposits and withdrawals, etc. Bank cards reduce the circulation of cash and checks, allowing banking business to break through the limitations of time and space and undergo fundamental changes. The application of the automatic bank card settlement system has made the dream of a "checkless, cashless society" a reality.

Generally, bank cards are divided into credit cards and debit cards according to whether they grant the cardholder a credit limit.

Debit cards are divided into transfer cards, special cards and stored-value cards according to different functions. Debit cards cannot be overdrawn. Debit cards have the functions of transferring money, depositing and withdrawing cash, and spending money. A special card is a debit card used in a specific area and for special purposes (referring to purposes other than department stores, restaurants, and entertainment industries). It has the functions of transferring funds, depositing and withdrawing cash. A stored-value card is a prepaid wallet-style debit card in which the bank transfers funds to the card for storage at the request of the cardholder and directly deducts funds from the card during transactions.

Debit card [debitcard] can be used for consumption online or at POS, or transfer and withdrawal through ATM. Overdraft is not allowed, and interest is calculated on the amount in the card based on current deposits. Funds are withdrawn directly from the savings account when spending or withdrawing money. Debit cards generally require a password (PIN) when used. Debit cards can be divided into ordinary cards, gold cards and platinum cards according to their levels; they can be divided into domestic cards and international cards according to their scope of use.

Credit cards are divided into credit cards and quasi-credit cards. A credit card refers to a credit card in which the card-issuing bank gives the cardholder a certain credit limit, and the cardholder can consume within the credit limit first and repay later. A quasi-credit card refers to a credit card in which the cardholder first deposits a certain amount of reserve fund as required by the bank. When the reserve fund is insufficient to pay, the cardholder can overdraw within the credit limit specified by the card-issuing bank.

Industrial and Commercial Bank of China: Peony Card, Bank of China: Great Wall Card, Bank of China Card, China Construction Bank: Dragon Card, Agricultural Bank of China: Golden Harvest Card, Bank of Communications: Pacific Card, China Merchants Bank: Sunflower Card, Industrial Bank: Industrial Bank Card, Hua Xia Bank: Hua Xia Card, China Minsheng Bank: Minsheng Card, China Everbright Bank: Sunshine Card, Postal Savings: Green Card, etc.

How to delete a repayment credit card on WeChat?

Steps to delete a repayment credit card on WeChat:

1. Open WeChat, click the "I" button in the lower right corner, and click "Pay" button.

2. There is a "Credit Card Repayment" under the "Receipt and Payment" code.

3. Click the "Credit Card Repayment" button, and then click "My".

4. Select the credit card you want to delete and click on the card, then click the "Delete Credit Card" button.

5. Then a button "Do you want to delete XXX credit card?" will pop up. Click "Yes" at this time.

6. The WeChat repayment of the card has been deleted.

Operating environment: WeChat 8.0.15

1) There will be charges for using WeChat for credit card repayments in the future. Before August 1, 2018, WeChat announced that in addition to WeChat Financial Management Platinum, gold card members of the "Love Fixed Investment Plan" and users with fixed transfers of more than 500 yuan can continue to enjoy free credit card repayment services. Users' repayments through WeChat will be based on the repayment rate. A fee of 0.1 of the amount is charged. According to the announcement, since WeChat users will incur payment channel service fees every time they repay their credit card, Tencent Tenpay has been investing in costs to subsidize the service fees. In recent years, with the rapid development of credit card repayment business, channel fee costs have also increased rapidly. Therefore, WeChat has made some adjustments to the rules for credit card repayment business. The announcement also stated that WeChat will successively launch random fee reduction and other activities.

2) Online repayment through online banking. When using a credit card, open the online banking of the issuing bank and repayment is no longer a problem. Just turn on your computer, log in to online banking, and repay easily with just a few mouse clicks without any fees.

3) Recharge to online banking for repayment. Now WeChat will also charge credit cards, but Alipay APP will not charge for credit card repayments. However, there is a fee for direct payment and repayment with Alipay. This requires logging into Alipay, then recharging the money to Alipay online banking, binding the credit card and then repaying, so that the handling fee is waived.

4) The "Research Report on Third-Party Mobile Payment Users in the First Half of 2018" shows that the number of mobile payment users in China is approximately 890 million. Among them, there are 820 million Tenpay users and 650 million Alipay users. The penetration rates of Tenpay payment and Alipay users are 85.4 and 68.7 respectively. As a result, hundreds of millions of users in the industry are expected to be affected by the new regulations.

How to delete a credit card bound to WeChat? 1. After logging in to WeChat, directly click on Me in the lower right corner of WeChat, and click directly on the WeChat Me interface. wallet.

2. After entering the WeChat wallet, click directly on the bank card in the upper right corner.

3. After entering the WeChat bank card interface, you can directly see the bank card bound to WeChat, and then click on the bank card you want to unbind.

4. After opening the credit card interface bound to WeChat, click directly on the... icon in the upper right corner.

5. Then directly click on Unbind that pops up at the bottom.

6. After clicking, the authorization interface for unbinding the bank card will pop up. Enter the WeChat payment password directly.

7. After the authorization is confirmed successfully, WeChat prompts that the bound credit card has been successfully unbound.

This ends the introduction on how to delete credit cards in WeChat and how to delete credit cards in WeChat. Have you found the information you need?