a single-label foreign currency card is a credit card (debit card) with the logo of VISA, Master, JCB, etc. without the UnionPay logo on the card surface. A single-label foreign currency credit card (credit card) can only be used overseas or in Hong Kong, Macao and Taiwan, but not in China. In China, a single-label foreign currency credit card (credit card) can only be used for repayment, but not for consumption.

Usually, people who work or travel abroad often use foreign currency single-label credit cards (debit cards) more often. Previously, foreign currency single-label credit cards (debit cards) could be used in some ways in China, but because VISA and MasterCard did not take photos of bank card settlement business in China, the relevant departments banned the use of foreign currency single-label credit cards (credit cards) in China.