Will the penalty for acquiring credit card information be very severe?

The crime of acquiring credit card information will be severely punished if the crime is serious. The specific sentencing regulations are: in general, the sentence will be less than five years. ++++ or criminal detention, and concurrently or solely with a fine; if the circumstances are serious, he shall be sentenced to not less than five years but not more than ten years ++++, and also to a fine; if the circumstances are particularly serious, he shall be sentenced to not less than ten years ++++ or ++ ++, and shall be subject to fines or confiscation of property.

Legal basis

Article 177 of the Criminal Law of the People's Republic of China

Forgery or alteration in any of the following circumstances Those who use financial instruments shall be sentenced to not more than five years++++ or criminal detention, and may also be fined not less than 20,000 yuan but not more than 200,000 yuan; if the circumstances are serious, they shall be sentenced to not less than five years but not more than ten years++++, and also to a fine of not less than 20,000 yuan but not more than 200,000 yuan. A fine of not less than 10,000 yuan but not more than 500,000 yuan; if the circumstances are particularly serious, a fine of not less than 10 years but not more than ++++ or ++++ shall be imposed, and a fine of not less than 50,000 yuan but not more than 500,000 yuan or property confiscation may be imposed:

< p>(1) Forging or altering bills of exchange, promissory notes, checks;

(2) Forging or altering entrusted collection vouchers, remittance vouchers, bank deposit certificates and other bank settlement vouchers;

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(3) Forging or altering letters of credit or accompanying documents and documents;

(4) Forging credit cards.

Anyone who steals, bribes or illegally provides other people's credit card information shall be punished in accordance with the provisions of the preceding paragraph.

Credit card points recovery, what is the use of their recovery?

Most credit card points can be redeemed for airline miles. Many people take advantage of this and convert the acquired points into air tickets for sale. Moreover, this information was all found online. You can only discuss points recovery through phone calls or other contact methods. Sellers and buyers do not meet in person.

However, the cardholder needs to provide the name and account number of the card-issuing bank first, contact the card-issuing bank, redeem the credit card points and accumulate air miles, and then transfer the air miles to the account number provided by the buyer. Banks do not support this situation. Credit card points are not allowed to be bought or sold and can only be used by the card owner himself.

Extended information:

Notes on credit card points:

1. Pay attention to the validity period of points. Although for most bank credit cards, consumption points are valid as long as the credit card is within the validity period. However, there are still a few banks whose credit card points are only valid for 2 or 4 years and cannot be used after expiration.

2. If the whole family scores points together, it will be easier to score points. It should be noted that the credit card points from the supplementary card can be transferred to the main card. In this way, even if the points are not valid for a long time, you can collect higher points in a short period of time, and there are no restrictions on the use of the card by family members.

3. Pay attention to points activities. During store celebrations or discounts, many shopping malls will jointly launch promotions with banks to earn double points by swiping your card. Then during this period, you can get 2 times the points by swiping your card for consumption, which is of course more cost-effective. You can also enjoy double points by paying in installments with a bank credit card to purchase designated products.

4. There are free and paid points for exchanging points for gifts. This really needs to be included in the considerations for credit card points, not only for credit cards, but also for points on many other software. There are many ways to redeem credit card points, and most banks offer free redemptions. However, some banks will charge certain fees for specific exchange products, so cardholders should pay special attention.

Baidu Encyclopedia - Credit Card Points Repurchase

Qualitative Judicial Interpretation of the Crime of Acquiring Credit Cards

The Supreme People’s Procuratorate and the Ministry of Public Security have filed criminal cases under the jurisdiction of the public security organs for prosecution Standard provision (2) stipulates: Cases of stealing, bribing, or illegally providing credit card information (Criminal Law Article 177-1, paragraph 2) Stealing, bribing, or illegally providing other people’s credit card information, which is sufficient to forge a credit card that can be used for transactions , or enough to enable others to conduct transactions in the name of the credit card holder, and if more than one credit card is involved, a case should be filed for prosecution.

Legal Basis

Article 31 of the "Regulations of the Supreme People's Procuratorate and the Ministry of Public Security on the Standards for Filing and Prosecution of Criminal Cases under the Jurisdiction of Public Security Organs (2)"

Stealing , bribery or illegal provision of credit card information case (Criminal Law Article 177-1, paragraph 2) Stealing, bribery or illegal provision of other people's credit card information, which is enough to forge a credit card that can be used for transactions, or enough to enable others to hold the card with a credit card If a transaction is conducted in the name of another person and involves more than one credit card, a case should be filed for prosecution.

This is the end of the introduction about credit card acquisition and credit card points acquisition. I wonder if you found the information you need?