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Is Jinxin card a credit card or a savings card?
Savings card.

According to the inquiry of jintou. Jinxin Card is a UnionPay standard debit card with the logo of "UnionPay" issued by Liaoning Rural Credit Cooperative. It integrates demand, multi-deposit and multi-function, and can be used on ATMs and POS machines with "UnionPay" logo in 90 countries and regions at home and abroad. Jinxin Card can open deposit accounts with different maturities, including demand deposits, fixed deposits and other deposits, thus avoiding the trouble of holding multiple passbooks and certificates of deposit and memorizing multiple passwords.