The credit card (debit card) of the former Industrial and Commercial Bank of China generally has a credit card limit of 1- 1 10,000 yuan, a gold card limit of 1-50,000 yuan, a platinum card limit of more than 50,000 yuan, and a black card limit of110,000 yuan.
The credit line of Industrial and Commercial Bank of China (ICBC) is a credit line granted to the applicant through various assessments, including work, credit record, education level, asset status, etc. The better the evaluation project, the higher the credit card (debit card) quota.
What is the limit of ICBC Platinum Credit Card?
The limit of ICBC unlimited platinum digital credit card is: 5000 yuan to 100000 yuan. This amount depends on the qualifications of the applicant. This card can be exempted from annual fee. Compared with the big platinum with rigid annual fee, there must be a gap in the amount.
Extended data:
ICBC credit card is the credit card with the highest circulation in China. The main types of ICBC credit cards are: Peony International Credit Card, Peony Credit Card and Peony Credit Card; ICBC credit cards are divided into: Peony Visa Card, Peony MasterCard and Peony American Express Card by brand; According to the credit rating, it is divided into: platinum card, gold card and ordinary card; According to the issuing object, it is divided into business cards and personal cards, in which personal cards are divided into main cards and auxiliary cards.
ICBC Multi-currency Credit Card is the first multi-functional credit card product launched by Industrial and Commercial Bank of China in the world, which can meet the domestic and overseas payment needs of RMB, USD, EUR, HKD, GBP, JPY, Singapore dollar, Canadian dollar, Australian dollar, Swiss franc and New Zealand dollar.
Online banking:
U shield customers' single and single-day limit is the maximum credit card limit; Which is lower, the single limit of electronic bank password card customers 1000 yuan or the credit card itself, the single-day limit of 5000 yuan or the credit card itself; The cumulative total limit of static password customers registered at the counter is 300 yuan or the credit card itself, which is low; Support Alipay, the transaction amount is the same as the above principle, and the number of times is unlimited.
ICBC Credit Card officially cancelled the provision of full penalty interest;
ICBC's newly revised "China Industrial and Commercial Bank Peony Credit Card Charter" clearly states: "Cardholders can repay according to the minimum repayment amount indicated in the statement. If repayment is made according to the minimum repayment amount, the card issuer will only charge overdraft interest for the unpaid part from the bank bookkeeping date to the repayment date. "
Finance service center
Revolving credit, ample interest-free repayment period; Humanized password selection function; Telephone, POS, counter, online banking and other installment payment methods; Short message balance change reminder customized service; 24-hour online banking and telephone banking services; Paper or electronic reconciliation service; Integral feedback plan; Free SMS reminder of due repayment.
eigenfunction
The world premiere of multi-currency integration; Preferential expenses for going abroad; When you use ICBC's multi-currency credit card in the corresponding 10 foreign currency of a country or region, you will automatically spend it in your local currency without currency conversion, saving you the conversion fee. Automatic purchase of foreign exchange is convenient for repayment. The automatic repayment function of 10 foreign currency can be easily realized by signing the repayment agreement of RMB automatic purchase of foreign exchange. You can use RMB to purchase foreign exchange for repayment, or you can directly use foreign currency for repayment. The repayment methods are flexible and diverse.
What is the general limit of ICBC's multi-currency credit card?
What is the limit of ICBC's multi-currency credit card? What is the maximum amount of ICBC multi-currency credit cards? Please see the following report for details.
What is the credit card limit? There are three levels: ordinary card, gold card and platinum card.
The credit card limit is given by the bank according to the comprehensive score of the information submitted by the applicant. Reference items include age, gender, unit, income, position, housing, education, marriage, real estate, professional title, credit record, personal financial assets, etc. A score segment corresponds to a result, from not approving cards to approving cards, from low to high. After using the credit card for a period of time, you can also apply for an increase in the amount.
Generally, banks have clear credit ratings. The credit rating of general cards is 3000~ 10000, gold cards are 10000~50000, and platinum cards are above 50000.
The maximum credit limit of ICBC's multi-currency credit card is platinum card, and the credit limit exceeds 500,000. The available overdraft limit of bank credit card refers to the maximum limit of overdraft consumption and cash withdrawal approved by the bank according to the cardholder's income and credit status, and the cardholder can recover the credit card within the validity period.
What is the limit of ICBC credit card Puka Gold Card Platinum Card?
When choosing which bank to apply for a credit card, the credit limit has always been a point we pay more attention to. Let me show you the credit limit of ICBC Puka Gold Card.
1. What is the general credit card limit of ICBC?
ICBC's credit cards have three grades, namely Puka, Gold Card and Platinum Card. The initial application for ICBC's ordinary credit card line is generally 1000- 10000 yuan.
Peony quasi-credit card: fixed amount 5000 yuan.
Peony RMB credit card: 0-50,000 yuan
Peony International Credit Card Puka: 0-50,000
2. What is the gold card limit of ICBC credit card?
Generally, the credit card gold card quota of ICBC is between 6,543,800 yuan and 50,000 yuan.
Peony quasi-credit card gold card: fixed amount 1 ten thousand.
3. What is the platinum card limit of ICBC credit card?
The amount of platinum card of ICBC credit card is generally 50,000 -65438+ 10,000 yuan.
ICBC MasterCard Platinum Card: The minimum amount is 50,000.
ICBC Air China Companion Peony Credit Card Platinum Card (MasterCard): The minimum amount is 50,000.
ICBC Air China Companion Peony Credit Card Platinum Card (Visa): The minimum amount is 50,000 yuan.
ICBC Visa Platinum Card: The minimum amount is 50,000.
ICBC Multi-currency Credit Card Platinum Card: The minimum amount is 50,000.
ICBC Peony Platinum Credit Card MasterCard: 1 million-1 million
Four. Differences between ICBC credit cards: ordinary cards, gold cards and platinum cards;
1, the main difference is that the credit line is different from the discount. The credit limit of Puka is about 5,000 yuan, and the credit limit of Gold Card is 1-5W, so you can enjoy the priority service of outlets and online VIP treatment.
2. Platinum Card is the highest credit card of ICBC, and there is no handling fee for replacement of cards in different places, loss reporting, transfer and remittance, deposit and withdrawal, and the highest is 400W aviation accident insurance and VIP treatment at the airport.
3. The annual fee of all secondary cards is half of the annual fee of the main card, and the annual fee of the following year is exempted for five swipes of the gold card, and the annual fee of 6.5438+0.6 million points of the platinum card is exchanged for the annual fee or exempted from 200,000 yuan.
4. Platinum cardholders who spend a total of 4 million yuan can get a permanent annual fee-free discount for the main and auxiliary cards. ICBC does not charge an annual fee for opening a credit card.
The above is the Golden Investment Credit Card. What do I introduce to you about "What is the amount of ICBC Credit Card's Pujinka Platinum Card?" I hope this article I compiled is useful to you. Want to know more about credit cards, I suggest you pay attention to Jintou Credit Card!
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What is the limit of ICBC's multi-currency credit card?
What is the credit card limit? There are three levels: ordinary card, gold card and platinum card. Generally, banks have clear credit ratings. The credit rating of general cards is 3000~ 10000, gold cards are 10000~50000, and platinum cards are above 50000. However, among these three grades of cards, China Merchants Bank has no clear quota level. As far as I know, a netizen's ICBC universal card limit is 40000. ICBC's initial credit card application amount is generally 0~50000. I'm sorry to tell you that the amount of the first card approval is relatively low.
Let's stop here for the introduction of ICBC's credit card limit.