Guangdong Lawyer Hu:

Supplementary answer: If this business is used to maintain family life, it is a joint debt of the couple.

This depends on whether the wife’s credit card overdraft is used for the purpose of living together during the marriage. If so, it belongs to the husband and wife and the husband is obliged to bear the debt; if the husband can prove that it is the wife’s personal life If you do so, you are not obligated to repay it.