Will overdue credit cards be pursued online?

Detailed analysis of the specific situation.

If the amount exceeds the legal limit and is not repaid within the time limit, the bank can sue the credit card.

If a malicious overdraft of more than 10,000 yuan constitutes a credit card crime, and if the bank cannot arrest the suspect after reporting the crime, it will be wanted online.

If the cardholder maliciously overdrafts a credit card of more than 10,000 yuan for the purpose of illegal possession and fails to return it for more than 3 months after two collections by the issuing bank, he will be held criminally responsible for credit card crimes.

Will credit card debt be wanted online?

There is currently no clear legal regulation on how much credit debt will be wanted, but if it is a serious credit card, a large amount of malicious overdraft , it will result in a national wanted order. Small amounts will not be wanted. The bank will go to the public security organs to handle it. The specific regulations are as follows: If the credit card debt is not repaid, whether it will be constituted as a crime by the bank is mainly determined based on the amount and time of the debt. If the credit card debt is not paid back for more than two months and the bank is not proactively contacted, it constitutes a malicious overdraft. When the amount of malicious overdraft reaches a certain amount, it constitutes a criminal offense: The Supreme People's Procuratorate and the Supreme People's Procuratorate jointly issued the "About Interpretation of Several Issues on the Specific Application of Laws in Criminal Cases of Obstructing Credit Card Management, which came into effect on December 16, 2014. According to the provisions of the "Interpretation": 1. If the amount of public or private property is relatively large, he or she shall be sentenced to not more than three years, criminal detention or surveillance, and may also or solely be fined; 2. If the amount is huge or there are other serious circumstances, he or she shall be sentenced to not less than three years or more than ten years. or below, and shall also be fined; 3. If the amount is particularly huge or there are other particularly serious circumstances, the penalty shall be not less than ten years or, in addition, a fine or property confiscation. According to the provisions of the "Interpretation", a malicious overdraft with an amount of more than 10,000 yuan but less than 100,000 yuan shall be deemed as a "larger amount" as stipulated in Article 196 of the Criminal Law; if the amount is more than 100,000 yuan but less than 1 million yuan If the amount exceeds 1 million yuan, it shall be deemed as a "huge amount" as stipulated in Article 196 of the Criminal Law; if the amount exceeds 1 million yuan, it shall be deemed as an "especially huge amount" as stipulated in Article 196 of the Criminal Law.

Will a credit card debt of RMB 10,000 be pursued online?

If the amount of the debt is more than 10,000 and is still not returned for more than 3 months after being called upon twice by the card-issuing bank, it shall be deemed as a "malicious overdraft" under the criminal law and suspected of a credit card crime; it will be conducted online Chase and escape.

Online pursuit of fugitives means that all departments and police types of the public security organs give full play to their respective responsibilities and advantages in daily public security work. When suspicious persons are discovered, they promptly contact the "National Fugitive Information System" of the public security network Or the "National Fugitive Personnel Information CD-ROM" is an investigation mechanism for quickly querying, comparing, and capturing fugitive criminal suspects.

Online pursuits are different from wanted ones. In the Criminal Procedure Law, wanted is a special form of arrest. It is used for fugitive criminal suspects who should be arrested. The objects of online pursuit include not only fugitive criminal suspects who have gone through the legal procedures for arrest, but also A large number of targets are criminal suspects at large;

Wanted orders can be released to the public through public media such as radio, television, newspapers, and computer networks, making them known to the general public, while information on fugitive pursuits online can only Published on the public security website, it is only for inquiry and comparison by the public security organs. It is confidential to the outside world and its audience is limited to the people's police of the public security organs; in accordance with the Ministry of Public Security's Gongxing (2000) No. 99 "Notice on Handling Matters Related to the "Ministry of Public Security's Wanted Order" "In the spirit of ", the information of wanted persons must first be uploaded to the public security website and entered into the "Ministry of Public Security Fugitive Information Database". Online fugitive pursuit has absorbed some of the functions of wanted persons.

Won’t you be wanted online if you owe a credit card?

Hello, if you owe a large amount to a credit card, you will definitely be wanted online if you don’t repay.

Failure to repay in full or refuse to repay when the credit card repayment date is due will have the following consequences:

1. It becomes overdue first, resulting in late payment fees and interest. Compound interest is calculated monthly. After a period of overdue payment, the bank will call to collect payment. Moreover, the bank has already reported overdue credit card records to the People's Bank of China's credit reporting system for record before the bank calls to collect the repayment.

2. After repeated collections by the bank, the credit card holder has not repaid in full or refused to repay. After the late payment fees and interest accrual on the credit card reach a certain amount, the bank will "Credit Card Crime" was submitted to. Bank 1, a subpoena will be sent to the credit card holder's home or business soon.

3. If you pay off your credit card balance in full the day before departure, you can avoid jail time and fines. If the credit card debt has not been paid off in full at the time of filing, the card holder will be sentenced to a time limit and fined based on the actual principal amount owed. Moreover, after a credit card holder is sentenced to prison, his credit report will become a permanent blacklist. Even after he is released from prison, he will never be able to apply for any credit cards or loans.

Will you be wanted online if you owe a bank credit card money?

If you owe more money to the bank, you will be wanted online. Article 196 of the "Criminal Law of the People's Republic of China": Whoever engages in credit card activities under one of the following circumstances and the amount is relatively large shall be sentenced to not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan. ; If the amount is huge or there are other serious circumstances, the penalty shall be not less than five years but not more than ten years, and a fine of not less than 50,000 yuan but not more than 500,000 yuan; Fines of not less than RMB 50,000 but not more than RMB 500,000 or confiscation of property: (1) Using a forged credit card, or using a credit card fraudulently obtained with false identification; (2) Using an invalid credit card; (3) Pretending to use another person's credit card Credit card; (4) Malicious overdraft. The term "malicious overdraft" as mentioned in the preceding paragraph refers to the cardholder's behavior of overdrafting beyond the prescribed limit or within the prescribed period for the purpose of illegal possession and failing to return the card after being called upon by the card-issuing bank.

That’s it for the introduction to the online wanted list for credit card debts.