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I am 18 years old, with a job and no credit card! If you want to borrow 3000 to 5000, you'd better pay it back for a long time.
Consider applying for a credit card or a small loan.

To apply for CMB credit card, you need to have a local CMB, age 18-60. If you can provide ID card, work certificate and income certificate, you can try to apply. If you apply for a car card, you need to attach a copy of the driving license. If the local branch has clear regulations, the regulations of the local branch shall prevail. The issuance of credit cards is subject to the final audit results.

You can log on to the credit card website, select "Credit Card Application"-"New Customer Application Channel" and apply through the online banking reservation platform of "Easy Reservation, On-site Handling". You can fill in the simple reservation information online and wait for the bank's approval. If it is approved, we will conduct a preliminary examination first. If you pass the preliminary examination, there will be two subsequent card processing processes. One is that if you pass the preliminary examination, a card clerk will contact you to collect it. The other is that you will receive a short message from our bank, asking you to go to the outlet to sign and confirm your application. The details shall be subject to the notice of our bank after the first trial is passed.

If you are already a user of China Merchants Bank and downloaded the mobile banking APP of China Merchants Bank, you can try to log in to the mobile banking, home page-loan operation interface to see if there are any products suitable for you, such as: "I am looking forward to borrowing a loan of less than 6.5438+0 million"; In addition, mobile banking-my all-in-one card-loan management-my lightning loan/online banking-loan management-lightning loan, you can also see if you can handle it.

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