China Merchants Bank credit card billing installment supports RMB and USD billing installment (including unbilled transactions and billed installment). For the installment payment of RMB bills, the minimum application amount shall not be less than 300 yuan RMB each time; For the installment payment of USD bills, the minimum application amount shall not be less than USD 65,438+000 each time.
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Matters needing attention in installment of China Merchants Credit Card bill
1. cannot be cancelled after successful installation.
Once the credit card installment application of China Merchants Bank is successful, it cannot be cancelled. Even if you are able to repay all the debts now, the previous handling fee must be paid in full. Moreover, after the installment, the credit card's available quota will also be occupied, and every time a part is returned, the available quota will be restored.
2. Repayment in advance is not refundable.
When handling the installment, everyone should also know whether the handling fee should be paid in installments or once. What needs to be understood is the handling fee.
3. China Merchants Bank's credit card bill is divided into months, and there are many periods that you can choose freely.
China Merchants Bank provides cardholders with five installment options: 2 installment, 3 installment, 6 installment, 10 installment, 12 installment, 18 installment, 24 installment and 36 installment, and the corresponding handling fee rates for each installment are 1.0%, 0.9% and 0.75% respectively.
However, at present, only 2, 3, 6, 10 and 12 installments are available for transactions that are not billed in installments, which means that billing installments can be divided into 36 installments at most, which means that the term can reach 3 years at the longest.
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Baidu Encyclopedia-China Merchants Bank Credit Card