Online lending is just a variant of private usury, which has developed from a limited area to the whole world. Now lenders have the ability to recover money on a global scale, which is even worse than the police.
There are other kinds of brothels, of course, it is impossible to ban hair salons, massage parlors and bath centers now.
So how do we manage this problem when we return to China? Personally, I think it is difficult to rectify. Although it was reported on the Internet a few days ago that people who borrowed money from so-called illegal institutions or companies did not have to pay back the money of these companies, with the support of the law, private lenders still had many means. If you borrow it, you have to pay it back, or you're dead. This is the status quo. ...