Need. According to the law. Ministry of Public Security 124, to apply for cancellation of mortgage registration, the owner of the motor vehicle should fill in the application form, which should be jointly applied by the motor vehicle owner and the mortgagor, and submit the identity certificate and motor vehicle registration certificate of the motor vehicle owner and mortgagee. All the above materials shall be provided in originals, which shall be reviewed when handling business, and a copy of the corresponding identity certificate shall be kept in the motor vehicle file. According to the copy of the business license of the loan company you reflected, the red seal can only be counted as a copy, so it is still necessary to have the original business license of the company with a unified social credit code.

The documents and materials generally required for handling car loans are as follows:

1. Valid ID card: If the original and photocopy of the ID card of the lender and its spouse are single, a single certificate is required. If it is lost, invalid or cannot be produced under special circumstances, some banks or institutions that handle car loans can accept temporary identification.

2. Hukou Book: the first page of Hukou Book and the lender page.

3. Marriage certificate: marriage certificate or divorce certificate is a divorce agreement or divorce judgment notarized by a notary office. Generally, both husband and wife need to sign, and divorce requires property judgment.

4. Proof of residence: invoices for utilities or lease contracts or temporary residence permits in the last 3 to 6 months.

5. Work certificate: the work and income certificate stamped by the unit, and the original and photocopy of the business license provided by the enterprise legal person. It is generally difficult to get credit without a job, except personal mortgage and guarantee.

6. proof of income: information that can prove your monthly income, the bank needs to verify your repayment ability.

Extended data:

Personal car loan, also known as personal car consumption loan, refers to RMB loans issued by commercial banks in China to individuals for buying cars. For natural persons aged 18-60, the loan amount is different according to the purpose of buying a house.

Processing flow:

1, customer application. Customers apply to the bank, fill in the application form in writing and submit relevant materials at the same time;

2. Sign the contract. After the application materials submitted by the borrower are approved by the bank, the two parties sign a loan contract and a guarantee contract, and go through the relevant notarization and mortgage registration procedures as appropriate;

3. issue loans. After all the formalities are completed, the loan approved by the bank will be directly transferred to the car dealer account by the bank according to the contract;

4. Repay on schedule. The borrower repays the loan principal and interest according to the repayment plan and repayment method agreed in the loan contract;

5. loan settlement. Loan settlement includes normal settlement and early settlement. Settlement in advance: Before the loan expires, if the borrower settles part or all of the loan in advance, he must apply to the bank in advance according to the loan contract, and repay the loan at the designated accounting counter after being approved by the bank. After the loan is settled, the borrower will retrieve the legal documents and relevant supporting documents extracted by the bank with his valid identity certificate and the loan settlement certificate issued by the bank, and go through the mortgage registration cancellation formalities with the original mortgage registration department with the loan settlement certificate. Personal car loan.