CITIC SF Co-branded Credit Card This card is a co-branded card issued by CITIC Bank and SF. Suitable for online shoppers, you can enjoy the lowest discount of 1 cent when you send SF Express, and 10% cash back. Divided into UnionPay single currency card, VISA full currency card and MasterCard full currency card. The annual fee of this card is 200 yuan/year, and the annual fee of the following year is exempted if you swipe it five times. The general amount ranges from 1 10,000 to 50,000 RMB.