What will happen to the credit card swiped at Mushroom Street if it expires?
If you swipe your credit card and don't pay back the money, it has nothing to do with the merchants, mainly the banks, which will give you a lot of late fees and fines. If it is overdue for more than 3 months, it will commit financial crimes if the amount is large. Personal credit information system at the meeting. Advise brothers not to take risks!
What will happen if Bai Fumei on Mushroom Street doesn't pay back?
Consequences of Bai Fumei on Mushroom Street don't pay back: 1. Penalty interest. Since the overdue date, if the user fails to repay the loan in time, Baifumei of Mushroom Street will charge a penalty interest on a daily basis, and the longer the overdue time, the higher the penalty interest.
2. it affects the credit investigation. Bai Fumei of Mushroom Street is connected to the credit information system of China People's Bank. If the user is overdue, Bai Fumei of Mushroom Street will upload the overdue record of the user to the credit information center of China People's Bank, which will affect the user's use of loans and credit card services provided by the bank.
3. Being collected. Since the user is overdue, Bai Fumei of Mushroom Street will remind the user to repay. If the user's willingness to repay is low, the user will frequently receive various collection calls and short messages, and friends and relatives will also receive various collection messages and phone calls.
4, may be. Because the lender of mushroom street Baifumei is a bank or a formal financial institution, when the user is overdue for a long time (generally more than 9 days), and the overdue amount is large, the willingness to repay is low, mushroom street Baifumei may be a user.
when the user loses the case, he will bear the cost of losing the case and the lawyer's fee, and he will also receive the Order of Restricting Consumption issued by the local people. After receiving the Consumption Restriction Order, users can't engage in high consumption and consumption behaviors that are not necessary for life and work, affecting their children and spouses.
in order to ensure that users' daily life will not be affected, users need to repay in time.
version information: take mushroom street version 16.2.3, apple 13(IOS15.4.1 system) and Huawei mate4(HarmonyOS2 system) as examples.
How much is the charge for Mushroom Street credit card
This depends on whether the merchant has opened the credit card payment. If the credit card payment is opened, you don't need to pay the charge. If not, you need to pay 1% of the charge!
What should I do if the credit card in Mushroom Street can't be paid for one month?
Mushroom Street manual customer service: 571-85536643 Business handling: comprehensive business handling such as transfer, cash withdrawal, refund and recharge;
mobile phone transfer, instant receipt;
free delivery within 2 hours; Paid, it will arrive within 3 minutes.
a single payment of 5, yuan will be received before 24: on the next working day after submission.
working days do not include national holidays and weekends, and the arrival time will be postponed.
(1) Bank cards transferred to ICBC, China Merchants Bank, China Construction Bank, Agricultural Bank of China, Bank of China, Xingye, Ping An and Hangzhou Bank
will be received within 2 hours of banking service.
when operating on a computer, it can only be received before 24 o'clock the next day.
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Can Bai Fumei in Mushroom Street repay by credit card
No.
credit card repayment must first be bound to my debit card, and then the corresponding amount will be deposited into the debit card before the repayment date.
After the debit card is bound, the specific credit card repayment methods and terms are as follows:
1. Pay off in full, and no fees will be incurred;
2. Credit cards generally have a grace period of three days after repayment, and repayment within the grace period is regarded as timely repayment;
3. If the minimum repayment amount is paid, daily interest needs to be calculated, starting from the consumption bookkeeping date;
4. If repayment is overdue beyond the grace period or the repayment amount is less than the minimum repayment amount stipulated by the bank, interest will be calculated from the bookkeeping date, and a late fee of 5% of the unpaid minimum repayment amount will be charged on a monthly basis;
5. The specific daily interest may vary from credit card to credit card.
Debit card can be bound by credit card official website, and the specific operations are as follows:
1. Open the official website of bank credit card and select personal online banking login;
2. After successfully logging in to personal online banking, select the credit card in the main menu. When the bank card is not bound to the credit card, the option of adding a new account will appear at the bottom of the page;
3. Fill in the relevant information of the credit card carefully;
4. After completion, you can bind the credit card and bank card.
Can I apply for a credit card on Mushroom Street?
Mushroom Street is a shopping platform whose main function is shopping, so you can't apply for a credit card! Applying for a credit card function is actually one of the card-handling channels launched by Mushroom Street and banks.
that's enough for the introduction of mushroom street credit card.