Credit card processing conditions of CITIC Bank:

A natural person with full capacity for civil conduct may apply to the card issuer for a personal CITIC Credit Card with his valid ID card and other documents required by the card issuer. The age requirement for applying for the master card is 18-60 years old; Age requirement of supplementary card: 16-65 years old. At present, only the second-generation Chinese ID card application is supported.

Personal card holders can apply for supplementary cards for other natural persons. The cardholder of the main card shall be jointly and severally liable for the debts incurred under the main card and the supplementary card, and the cardholder of the supplementary card shall be jointly and severally liable for the debts incurred under the main card.

Haima emergency advertisement

High quota, low threshold and low interest rate

Information to be provided when applying for CITIC Bank credit card:

1, copy of ID card;

2. Work certificate: a copy of the work certificate or work permit stamped with the official seal of the unit;

3. Proof of financial resources: the original income certificate issued by the unit, or the original bank deposit certificate, or a copy of the payroll record issued by the bank showing the name of the applicant, or a copy of the income tax withholding certificate, or a copy of the self-owned real estate license.

For more information about how to handle the credit card of CITIC Bank, please visit: See More.

There are several ways to handle the credit card of CITIC Bank.

There are many channels for credit card application, whether it is the traditional bank branch application or the new network application, each has its own advantages and disadvantages. Applicants can choose according to the characteristics of different application channels. How to apply for the credit card of CITIC Bank, summarized the following four methods.

1, apply online

Log in to CITIC Bank Credit Card Center, click "Apply for Credit Card", enter the credit card introduction page, select your favorite card, click "Apply Now", then enter the application page and complete the application process according to the prompts.

Comments: The application is convenient, the operation is simple, and the card is issued quickly. However, it is impossible to submit additional application materials, such as financial proof and other materials that may affect the card issuance, and the probability of obtaining a high credit card is very low.

2. Apply for bank outlets

The cardholder directly prepares the materials and applies at the counter of any CITIC Bank branch.

Comments: As a traditional credit card application method, although it takes longer to review the card application than online application, it can provide more detailed information to the bank, which will help to issue the card smoothly, and even the amount of card application will be higher.

3. Customer service telephone number

Call CITIC Bank's credit card customer service phone number: 400-88-95558, press "0" to switch to manual service, then press "5" to enter the credit card application function, and then apply for CITIC Bank's credit card from the customer service staff.

Comments: It takes a long time to handle credit cards through customer service phone. After the application is made, the bank arranges staff to collect information at home, and then you can go through the audit procedure, which is more suitable for customers who don't need the card urgently.

4. SMS application

Edit SMS with mobile phone: BK. Users of China Mobile, China Unicom and China Telecom can apply for CITIC Bank credit card by sending SMS to 106980095558. Users only need to pay the ordinary SMS fee to the mobile phone network operator, and the reply SMS sent by CITIC Bank is free.

PS: CITIC Bank's credit card application needs a comprehensive evaluation of the bank's credit information system, and there are many reference factors, such as age, job stability, income, credit information records and so on. If the card application fails and the applicant's later work or financial information changes, he can resubmit the information application after 3 months. How to handle the credit card of CITIC Bank, I believe everyone is clear, and then introduce a CITIC credit card application platform to realize real fast card issuance!

Credit card application conditions of CITIC Bank

The conditions for CITIC Bank to apply for a credit card are as follows:

1. The applicant must be at least 18 years old and have full capacity for civil conduct;

2. Have a legal and stable job and income;

3. The applicant has no bad credit record and good credit status;

4. It is necessary to provide the applicant's valid identity certificate and work income certificate (property, deposit and vehicle ownership certificate can be provided if conditions permit).

CHINACITICBANK, formerly known as CITIC Industrial Bank, was founded in 1987 and renamed at the end of 2005. CITIC Bank is one of the national commercial banks in China, with its headquarters in Beijing.

The major shareholder is China CITIC Company Limited. Bancobilbaovizcaya Argentaria (S. Abbva) spent 5.065438 billion euros (about 5.02 billion Hong Kong dollars) to buy a 5% stake in CITIC Bank, or it may choose to increase its shareholding in CITIC Bank to 10.07%. On April 27th, 2007, CITIC Bank was listed on the Shanghai Stock Exchange. CITIC Bank is the seventh largest bank in Chinese mainland, with total assets exceeding HK$ 65,438+0,200 billion, employees exceeding 65,438+0,600 and more than 540 branches. It is one of the six banks and three guarantees for Chinese financial stocks in Hong Kong.

On May 9, 2020, the Consumer Protection Bureau of the China Banking Regulatory Commission reported that in March, 2020, CITIC Bank provided personal bank account transaction details to a third party without the authorization of the customer himself, which violated the principle of confidentiality for depositors. Our bureau will start the investigation procedure in accordance with relevant laws and regulations and investigate and deal with it strictly according to law.

Create background

At the end of 1984, with the need of economic development, Mr. Rong Yiren, the chairman of China International Trust and Investment Corporation (hereinafter referred to as CITIC Corporation), wrote to the Central Committee specifically, requesting to set up a bank under CITIC Corporation to fully operate foreign exchange banking business. With the consent of the People's Bank of the State Council and the People's Bank of China, we will set up a banking department to expand foreign exchange banking business and do a good job in preparation.

1In April, 1985, CITIC Company established the Banking Department on the basis of the former Finance Department, and further expanded the comprehensive banking business such as external financing, foreign exchange trading, loan issuance, international settlement, financial leasing and deposit absorption. Since its establishment two years ago, the banking department has made great progress with the strong support and help of the People's Bank of China and the State Administration of Foreign Exchange. Through handling RMB and foreign exchange deposits, loans, import and export letters of credit, international leasing, securities and foreign exchange trading, exchange and other businesses, I have accumulated some experience and initially met the conditions for setting up a bank.

1986 at the end of may, citic company applied to the people's bank of China to reorganize the banking department of citic company into citic industrial bank.

At the beginning of 1987, CITIC Bank was formally established with the approval of the People's Bank of the State Council and China. Headquartered in Beijing.

1In April, 1987, the People's Bank of China approved CITIC Bank as a state-owned comprehensive bank, a subsidiary of CITIC Company, with independent legal personality. The registered capital is 800 million yuan. Self-management, independent accounting, self-financing. You can set up branches at home and abroad to operate approved banking business.

Mr. Rong Yiren, former vice president of China, is honorary chairman of CITIC Bank.

So much for the introduction of applying for CITIC Credit Card.