1, withdraw the provident fund offline (1) and prepare the materials as required. If you want to withdraw the provident fund, you need to submit ID cards, withdrawal certificates, bank cards and other materials for review according to the staff's tips. The details shall be subject to the notice of the local provident fund center, and there shall be no omissions or errors.
(2) If you apply to the provident fund center, you can apply to the nearest provident fund management center. At this time, you must submit the information to the provident fund center for review. If there is any problem with the information, the counter staff will inform you to correct or supplement it on the spot. Do not meet the conditions for withdrawal of provident fund, inform the applicant of the reasons for not withdrawing, and return the application materials.
(3) If the applicant signs to confirm that there is no problem with the submitted materials, he/she needs to sign after the approval of the window of the provident fund center, and the corresponding materials shall be scanned and archived.
(4) After the Provident Fund Center collates and stores the application materials for the next payment into the computer, the Provident Fund Center will arrange the funds to the provided bank account. Under normal circumstances, it takes about 1 week for the provident fund center to review the materials and arrange the funds to arrive. Just wait patiently for the notice from the provident fund center.
2. Extract the provident fund online (1) and search to enter the provident fund. Official website can search online for official website, the local provident fund management center. Take Changsha as an example, you can search "Changsha Housing Provident Fund Management Center" on the Internet and choose an officially certified website to enter.
(2) Log in to the provident fund account. After entering the provident fund management center, you can log in to your account information. You can choose account password login, face recognition login or SMS login, and you can choose flexibly according to your actual situation.
(3) After choosing to extract the provident fund and successfully logging into the provident fund account, click the column I want to extract to enter the personal extraction column. After clicking, you need to pass the code scanning authentication and face recognition authentication of Alipay APP, and then select specific reasons and submit corresponding information as required to apply for withdrawal of provident fund. You can choose whether to withdraw the provident fund online or offline according to your actual situation. After the withdrawal of the provident fund, it may affect the future provident fund loans, so you should be as cautious as possible for those who have the demand for housing.
By docking third-party big data risk control platforms, such as "Lan Bing Data" and Sesame Credit, online loan users can check their credit qualifications. Lan Bing Data has established data cooperation with more than 98% online lending institutions in the market, and the query results are relatively accurate and intuitive, and various index data can be obtained; In most loan platforms, the blacklist data of online loans are shared, so it is very important to maintain your own online loan credit, otherwise you may lose a good credit record.
Extended data:
Does credit card consumption affect mortgage approval?
Under normal circumstances, credit card consumption will not affect the approval of mortgage loans, as long as there is no excessive credit card and large consumption, resulting in excessive repayment amount, which has not been paid off.
And pay attention to maintain a good personal credit, provide sufficient financial income information to prove that you have the ability to repay the loan principal and interest on time, and the mortgage will generally be approved smoothly.
If the credit card is maxed out and the debt is too high, it may affect the mortgage approval. In particular, banks will strictly check the whereabouts of credit card funds and the source of down payment on houses to prevent down payment from being paid by credit cards; At the same time, they may worry that their economic life is unstable and their repayment ability is insufficient, because they often empty their credit cards and refuse to approve loans.
If the credit card fails to repay on time after consumption, which leads to overdue, then you will not be able to successfully apply for a mortgage in a short time, and the bank will basically refuse to approve the loan because of credit problems.
In this regard, only after the credit is repaired can you get a mortgage.