which bank credit card is easier to apply for? These are the cards that are easy to get off in the four major banks!
For card friends, of course, they all want to get their favorite credit card quickly, and the most annoying thing about applying for a credit card is being rejected, which affects both efficiency and mood. So there are so many types of credit cards in major banks, how should we choose? Which credit cards are easy to apply for?
1. CITIC Bank Taobao Card can greatly improve the efficiency and the success rate of card approval by binding the customer's Taobao account. CITIC Bank's card approval speed has always enjoyed a good reputation among card friends. After testing, CITIC Bank's online credit card application will generally be accepted by the bank within 24 hours, which is quite efficient! Now apply for CITIC Taobao Card through the Internet, and make the first quick payment to reduce 3 yuan. Don't miss this offer!
2. Guangfa True Love Card, the first female-only credit card in China, is designed with a transparent card version, which advocates the concept of "independence, calmness, cleverness and frankness" for women's life. It has the functions of triple points plan for self-selected merchants, self-selected insurance plan and other services, and enjoys discounts from many merchants, giving women more personality choices and more caring services. More importantly, it is simple and quick to apply for this card. As long as you provide stable income proof and personal information, there is no obstacle to applying for this card.
3. Guangfa Owner Card is specially tailored for private car owners. Provide all-round benefits and services for car owners, customers and their cars. Enjoy 1 kilometers of free road rescue service nationwide, 5 times points for credit card refueling or 1% cash refund discount, and choose high insurance protection and many other functions and benefits. The application of Guangfa Owner's Card naturally reduces a lot of troubles for many riders ~ When applying for Guangfa Owner's Card, users can greatly improve the success rate of applying for a credit card by providing their own car's driving license!
4. New customers of China Merchants Bank QQ co-branded credit card will be given a full amount of 388 yuan for American traveler's fashion backpack. Customers of the new batch of cards only need to swipe their cards three times within two months, and each time it is over 188 yuan, they will be given a 388 yuan American traveler's fashion backpack. The first cash withdrawal every month is free of charge.
5. The best card for China Merchants Bank is China Merchants YOUNG Card, which is one of the most popular cards among young people. You can apply for a small white collar just after graduation, and college students who have reached the age of 18 can also apply for a formal internship contract. If the maximum withdrawal amount of 1% credit limit is not enough, then add the first withdrawal fee free of charge every natural month!
6. Ping An Bank's credit card is very grounded, such as owner's card for car owners, standard card for supermarket shopping, platinum card discount at the airport, and direct access to the cinema. Card promotions are covered in food, fitness, entertainment, shopping and so on. The most sought after and easy to handle credit card.
which bank credit cards are easy to apply for? Look at these three
Nowadays, many card friends like to apply for cards online. Although the speed of applying for cards online is faster than that at the counter, we should pay attention to the choice of banks. After all, the speed of credit card approval varies from bank to bank. Here's a list of several banks with good credit card applications and fast card issuance for your reference.
which bank credit cards are easy to apply for in p>22?
1. Bank of Communications:
According to feedback from many card friends, applying for a card through the official channel of Bank of Communications is usually the same day, and the approval result will be available on the same day, and the card will be released within two days. It only takes three days from application to getting the card, and the amount given is generous. As long as the card can be approved, it is mostly more than 1, yuan. In terms of card type selection, Bank of Communications Y-power Credit Card, Wal-Mart Co-branded Card and some Co-branded Cards are all cards that can be quickly issued.
2. Industrial Bank:
Industrial Bank's credit card is relatively easy to apply for among many joint-stock commercial banks, and the card issuing speed is quite fast. If non-white households apply for a card, they can get the result in 5 minutes at the earliest.
I have personally practiced this. I have set up a Taobao card on Alipay Life. When applying, I have to authorize Sesame Points. I received a text message 2 minutes after submitting the application saying that it has been approved. I asked to go to the bank to sign the card in person, and the amount is 1,, which is still quite good.
3. Minsheng Bank:
Minsheng Bank's credit card is also easy to apply for, and it is fast to get the card, especially for non-white households. Those who have used the card well for more than one year in other banks and applied for the card through Alipay have been slow in approval. They just submitted their application and received the approval notice immediately.
finally, I would like to remind you that although the credit card networks of these banks have applied for the card, they still have to sign it in person before they can use the credit card. Everyone must be well prepared before the face-to-face signing.
which bank issues credit cards the fastest?
which bank has the fastest credit card?
At present, China Everbright Bank has launched a DIY credit card instant self-service card issuing system, which takes only one minute from applying for a card to getting it, which can be said to be the fastest among banks.
The processing time of credit cards in other major banks is similar, generally about 15 working days. Of course, there may be special circumstances, such as bank delays or delays in mailing, which are all possible.
For example, if we want to apply for ICBC's credit card, we should first fill out an application form, which generally applies to Peony International Card, Peony Credit Card and Peony Credit Card. Applicants should also meet certain conditions, that is: at least 18 years of age, with full capacity for civil conduct; Individuals with fixed residence and stable income can apply to China Industrial and Commercial Bank for Peony Card. Only when the credit card processing conditions are met, the application form is filled out, and then the information needed by the bank is provided, can you have the right to wait for the bank.
For example, if you want to apply for a Guangfa Card, you can note that it needs to be processed urgently (if you want to collect money from 8 yuan, you will deduct it from the card if it is successful, but if it is unsuccessful, you will not be charged, and the card will be mailed to you by EMS after it is processed). When you apply for a card, you need to explain it to the business manager, and you should also note on the application materials yourself. In addition, the business manager will inform you if the application materials are complete, which is good. Generally, it is urgent.
Tips: If you want to apply for a credit card quickly, you must first meet the conditions for applying for a card yourself, and then you can mark "Urgent processing" during the processing, so that you can apply for a credit card quickly.
which bank credit card is easier to apply for
There are many kinds of credit cards in different banks, and the standards are different. The following are the credit cards that are easier to apply for
1. Credit card of Guangfa Bank
Guangfa Credit Card has many activities, large amount and easy application, so there are many loyal fans of Guangfa. The easiest credit card to apply for is, of course, Guangfa True Love Credit Card. This card is the first female-only credit card in China, and the 3 times points of self-selected merchants make countless female consumers crazy. More importantly, it is simple and quick to apply for this card. As long as you provide stable income proof and personal information, there is no obstacle to applying for this card.
2. China Merchants Bank Credit Card
The best card for China Merchants Bank is China Merchants YOUNG Card, which is one of the most popular cards among young people. You can apply for a small white collar just after graduation, and college students who have reached the age of 18 can also apply for a formal internship contract. If the maximum withdrawal amount of 1% credit limit is not enough, then the first withdrawal fee is free every natural month ~~
3. Ping An Bank Credit Card < P > Ping An Bank Credit Card is very grounded, such as car owners' cards for car owners, standard cards for supermarket shopping, discounts on Platinum cards at airports, and direct access to cinemas. Card promotions are covered in food, fitness, entertainment, shopping and so on. TOP2, the most sought-after and easiest credit card to handle.
4. CITIC Bank Credit Card
CITIC Bank's credit card network application efficiency is quite powerful, and it will generally be accepted by the bank within 24 hours! Auditing information is very simple, just copying a copy of your ID card, and there are many preferential activities, such as refueling points, full cash back, free food, giving movie tickets and so on. The fastest day to issue cards, the maximum amount of 1,, CITIC Bank's credit card is the most worthwhile two cards.
5. Credit card of China Everbright Bank
The installment expense of China Everbright Credit Card has always been the lowest, and the approval success rate is high. Getting the card as soon as possible is good in the reputation of card friends. Ten yuan benefits life to create the most affordable activities of eating, drinking and having fun. Ten yuan to watch movies, enjoy food, wash beautiful clothes and cars?
6. Industrial Bank Credit Card
Industrial Bank has few outlets, but there are many activities and many benefits. For card friends who love to travel, mango co-branded credit card is indispensable. It is the oldest and most sought after card in domestic credit card tourism products. In addition, the application success rate is often much higher than other credit cards. Of course, if you can show the customer service staff that you intend to travel abroad during the application process, the application for mango card will be assured!
which bank's credit card is the best
There are Guangfa Zhenqing Card, JD.COM White Card of China CITIC Bank, YOUNY Card of China Merchants Bank, Credit Card of Bank of Communications, Credit Card of Industrial Bank and so on, which are all quite good. The speed at which other banks apply for credit cards also depends on the specific operation of the banks.
1. Guangfa Zhenqing Card
Guangfa Zhenqing Card is the first credit card specially designed for women in China, with a large number of cards issued. Generally, applicants can apply for this card as long as they have a stable income.
As the top card issued by Guangfa, Zhenqing Card provides unique credit card consumption enjoyment for female users. Cardholders can choose one of the four consumption types according to their consumption habits, such as catering, entertainment, department stores and tourism, and enjoy triple credit card points discount.
As a member of the majority of female compatriots, not long ago, a friend got a card, which was very fast. My friend applied on WeChat. After submitting the information, the bank sent a text message to reply to the approval result within a few minutes, and then received the card the next day.
2. JD.COM White Card of CITIC Bank
JD.COM White Card was jointly launched by CITIC Bank and JD.COM Mall. Within a few days of its launch, the number of applications exceeded 1,, and I have to admit that this credit is really magical. The target group of JD.COM White Card is young people, with low application threshold and fast card issuing speed. The first domestic "internet plus" credit card was grandly launched, so the white card that follows the trend of the times certainly attracts young users.
Of course, JD.COM White Card is not only easy to apply and suitable for young people, but also has many other advantages. For example, compared with other credit cards that are easy to get off, JD.COM White Card has a higher credit limit; When shopping in JD.COM Mall, you can enjoy a 3-day interest-free payment period, spend with a small white card and enjoy a 5-day interest-free repayment period. You can also enjoy various points and preferential activities.
many people often take out loans to help them out when they are stuck in their lives. Baidu has money to spend: the micro-credit loan under Du Xiaoman has a maximum amount of 2,, which can be borrowed for 24 months at the longest, and the annual interest rate is as low as 7.2%. The specific interest rate is subject to the loan page. Be able to borrow and repay the loan flexibly, apply online all the time, without guarantee and mortgage. The results will come out in a few minutes at the earliest after submitting the application, and you can get the money on the same day after passing it.
References: official website
3. YOUNY Card of China Merchants Bank
It is really not easy to get a credit card for YOUNG people whose jobs are not very stable, but the Young Card of China Merchants Bank has lowered the threshold for young people to get a card. Applicants can easily get a card as long as they submit a bachelor's degree or above diploma when submitting their application materials.
moreover, China merchants bank YOUNG card has the general rights and interests of China merchants bank credit cards, such as points, preferential activities and so on. the biggest feature of this card is that the withdrawal amount is as high as 1%, which other China merchants bank credit cards do not have, and there is no handling fee for the first withdrawal amount every month. But this card is only for young people under 3 years old (including 3 years old), and friends over 3 years old can't do it.
that's enough for the introduction of the bank with the fastest credit card.