It's no problem to withdraw cash normally. If you swipe your card at an illegal POS machine, the money collected will be used for other purposes. It has an impact.
individual cardholders use credit cards to cash in on illegal POS machines, and the set money is used for other purposes. For credit card cashing and other risky behaviors, the bank has its own screening mechanism, which can easily identify the cashing behavior. Once the cashing frequency is too high, it may be punished by the bank, including not being able to raise the amount, even reducing the credit card of the cardholder, stopping the card, and seriously investigating the criminal responsibility of the cardholder.
it is necessary to remind cardholders that the frequency of credit card use will also affect the withdrawal. If the number of consumption is too small, on the one hand, the bank will not make money, and on the other hand, the accumulated amount is low, which will make the bank judge that the cardholder's credit limit is sufficient.
Late repayment of credit cards will affect personal credit. For users with bad personal credit, banks prefer credit-conscious cardholders. A good credit record is very important, otherwise even the best conditions will be rejected.
Extended information:
Generally, the initial credit card limit is 5, yuan, but this limit is not fixed. With the increase of income and assets, cardholders can get a higher limit. There are two main ways to increase the amount:
The first is to temporarily increase the amount, which is an urgent need. If you want to increase the credit card amount in a short time, you can solve it by calling the customer service phone of the bank credit card center, but the time for temporarily increasing the amount is limited, usually one month.
in another case, you can go to the bank to apply for an increase in the credit card limit, and the bank will review the actual consumption situation and then increase the credit card limit.
people's daily online-bankers: illegal cash withdrawal affects credit card withdrawal.