Hello, 1. The billing date is the date when the issuing bank regularly collects and settles the current transactions and expenses of the cardholder's credit card account and calculates the current interest and payable amount of the cardholder. The due repayment date is the latest date stipulated by the issuing bank that the cardholder should repay the full repayment or the minimum repayment amount.

2. Credit card consumption can enjoy interest-free period. Interest-free period means paying off all expenses before the final repayment date, so you don't have to pay any interest. The longest interest-free period is 50 days, and the length of time will depend on the specific time you spend. If your consumption is before the current bill date, it will be included in the current bill; You can enjoy a longer interest-free period if you include it in the next bill after the bill date. For example, your billing date is the 5th, and the final repayment date is the 23rd. Your consumption before 65438+February 5 will be included in the bill of 65438+February 23, and you need to pay before 65438+February 23. If your consumption is after 65438+February 5th, then it will be charged to the bill of 65438+1October 5th. If your spending time is 65438+February 5, you can enjoy a 50-day interest-free period when you repay on June 23.