Bank of Communications credit cards that are overdue for more than 30 days will be subject to a credit report.

Details are as follows:

1. First of all, bank credit cards that are overdue for more than a certain number of days will be subject to a credit report. This is a common regulation in the banking industry.

2. Secondly, in the case of Bank of Communications credit cards, credit reports will be issued if the credit card is overdue for more than 30 days. This means that if a cardholder is overdue in repayment on a Bank of Communications credit card for more than 30 days, his or her personal credit information will be reported to the credit bureau, which will have an impact on the individual's credit record and credit score.

3. Summary: Bank of Communications credit cards that are overdue for more than 30 days will be subject to a credit report. It is recommended that cardholders abide by the credit card's repayment regulations and repay on time to ensure a good personal credit record.

Extended information: Credit reporting agencies refer to the collection, sorting, storage and processing of personal credit information and corporate credit information in accordance with laws, regulations and the provisions of the national credit information sharing system, and provide credit inquiries to the society. , credit assessment, credit risk warning, credit consultation and other credit service institutions. When credit bureaus evaluate and record personal credit information, they usually consider factors such as the individual's repayment status and overdue records. Overdue repayments will have a negative impact on personal credit, which may lead to negative consequences such as a decrease in credit scores and loan credit. Therefore, timely repayment is one of the important factors in maintaining a good personal credit record.

The above is the answer to the credit report regarding how many days the Bank of Communications credit card is overdue.