Generally, the overdue card has been blocked for at least 3 months, which is a long time. If it is overdue for three to six months in the last two years, even if the bank has paid off the debt, 9% of the card will not be used for recovery. This is a serious untrustworthy person and has been blacked out by the bank, so it will not be easily released from the blacklist.

after paying off the debt, the cardholder wants to regain the trust of the bank. It is best to take out the asset certificate and income certificate under his name to assure the bank that he has the ability to repay the loan and will not be overdue again. As long as the comprehensive score of the bank reaches the standard, he will have the opportunity to use the card normally before the next billing day at the latest.