After the cardholder applies for credit card cancellation, the cancellation will take effect 45 days from the day after the application, so it will take 45 days to wait.

Credit card refers to various media that record the relevant information of the cardholder's account, have the function of bank credit line and overdraft, and provide relevant banking services for the cardholder. Compared with savings cards, credit cards have the following characteristics: a certain credit limit; Require the applicant to have a stable job and income; Credit cards require users to repay on time after spending.