1. What is the E account of China Construction Bank?

E account is a virtual account applied for through online banking of CCB. There is no physical card in this account, only one. This can be used in the online banking of CCB. Mobile banking should be used with a physical account, that is, the card with the card. E-account refers to a debit card account that is directly opened online and applied in e-banking. It is mainly used in investment and wealth management products such as funds, precious metals in accounts and wealth management products without physical media.

there is no restriction on the transfer of funds into this account, but it can only be transferred to the bound account set at the time of account opening, and the account must be opened in my real name.

Second, what is the meaning of CCB E account

CCB E account refers to an expense account realized by CCB through electronic channels, and CCB E account is a virtual account. After successfully opening the CCB E account, users can use the CCB E account to handle investment, wealth management, fund integration and other related businesses. According to the standards of China Construction Bank, after the user successfully opens the e account of China Construction Bank, he can use it directly without activating it again. China Construction Bank has a broad customer base, maintains banking business contacts with many large enterprise groups and leading enterprises in China's economic strategic industries, and its marketing network covers major regions of the country. On June 3th, 216, The Banker magazine published the Ranking of 1 Big Banks in the World, and China Construction Bank ranked second. In February 217, BrandFinance released the list of the top 5 brands in the world in 217, and China Construction Bank ranked 14th. In 218, Fortune Global 5 ranked 31st. China Construction Bank provides credit fund loans, residents' savings deposits, foreign exchange business, credit card business, policy housing reform finance and personal housing mortgage loans. Personal housing loan business Personal housing loan business refers to the loans granted by China Construction Bank or the natural persons entrusted by China Construction Bank to purchase, build and overhaul various types of houses in cities and towns in Chinese mainland. CCB's personal housing loan business mainly includes housing loans on own account personal housing mortgage loans (including personal first-hand housing loans, personal re-trading housing loans, second-hand housing loans, personal commercial housing loans, personal housing mortgage loans, etc.), provident fund personal housing loans and personal housing portfolio loans. It started on October 9, 214. CCB supports the reasonable housing loan demand of residents' families. For families who purchase their first home by loan, the minimum down payment ratio of the loan is 3%, and the lower limit of the loan interest rate is .7 times of the benchmark loan interest rate. According to the borrower's purchase situation, credit history, repayment ability and other factors. Credit Card Business China Construction Bank, as a state-owned bank that set foot in issuing credit cards earlier in China, already has many types of credit cards. The credit cards issued by China Construction Bank are all named as "Dragon Card". The types of dragon cards that have been publicly issued include: Dragon Card School Card, Dragon Card Business Card, Dragon Card Automobile Card, China Eastern Airlines Dragon Card, Shanghai Volkswagen Dragon Card, Dragon Card Hong Kong Wonderful Travel Credit Card, China Construction Bank VISA Card, Yilong Changxing Dragon Card, Mango Travel Dragon Card and Dragon Card (Cup) Tennis Card. Silver Star International Express Remittance Bank's silver star international express remittance business is a personal international express remittance business jointly launched by China Construction Bank and Silver Star International Express Remittance Company. It refers to a small-scale international remittance business in which CCB remits personal foreign exchange remittances or remits personal foreign exchange funds overseas through Silver Star Express Company.

3. What can CCB's E-account do when it is opened?

It means online e-banking.

4. What does CCB's E-account do?

e-account is a virtual e-account product launched by CCB, and there are no real users for online banking, mobile banking, internet websites, etc.

the supplementary fund

e account is included in the class II account to handle investment and wealth management products such as precious metals and wealth management products, such as investment and wealth management, living payment and fund management. As for the account rules and account structure, they are similar to those of Dragon Cartoon.

Extended information:

First, will there be a charge for opening an e account?

no. According to the official customer service reply of China Construction Bank, we offer e and small account management fees, so we are still very worried. We can make

II. E account and Dragon Cartoon Area

1. E account with different properties are virtual electronic account products of China Construction Bank. , customers can use the E account to finance.

Dragon Cartoon belongs to the debit card of China Construction Bank. Debit card refers to the bank card issued by the issuing bank to the cardholder, which has no credit limit and the cardholder deposits first and then uses it.

2. different functions

e-channels (such as personal online banking, mobile banking, internet websites, etc.) provide various services such as expenses and fund management. Investment and wealth management products such as travelers and wealth management products. The transfer of funds into this account is not restricted, but it can only be transferred to the bound account set when opening an account to realize the transfer of funds.

Dragon Cartoon is a financial payment and settlement tool with multiple functions, such as cash deposit and withdrawal, cancellation, account management and other financial signing services, issued for individual customers.

operating environment:

brand model

system version: iOS15.

app version: 5.6.3.1

3. different levels

dragon cartoon has three types of accounts. The higher the level, the greater the authority and the more services you can enjoy. Function class I account. Class I households must have physical media.

account e is included in class II account, and the transaction amount is limited. it can handle small payment business such as limited deposit, limited consumption payment, limited transfer of funds to unbound accounts, and purchase of investment and wealth management products (referring to the purchase of investment and wealth management products sold by banks on their own or on their behalf).