1, Jiangsu bank VISA credit card handling fee

Handling fee for cash advance at counters and ATMs at home and abroad: 65,438+0% of the cash withdrawal amount, with a minimum of 65,438+00 yuan per transaction. Other expenses arising from overseas cash withdrawal shall be borne by the cardholder.

2. Jiangsu Bank UnionPay credit card handling fee

Handling fee for domestic cash withdrawal or transfer to personal account: 1% of the transaction amount, with the lowest 3 yuan per transaction and the highest 100 yuan per transaction; The handling fee for overseas cash withdrawal is 65438+ 0% of the transaction amount, with a minimum of 12 yuan/transaction.

Jiangsu Bank Credit Card does not enjoy the interest-free repayment period, and the cash withdrawal amount will be charged at the daily interest rate of 0.5 ‰ from the trading day, with monthly compound interest until it is fully paid off.

To sum up, Jiangsu Bank's credit card will only generate interest if it can't be repaid in full or if it is cashed out with overdraft limit, and the cardholder will not generate interest if he swipes the card and repays on time.