Advance cash can provide cardholders with small cash loans. You can show your card and payment password at the counter or self-service equipment of any branch of our bank and withdraw RMB cash within the cash withdrawal limit. We will charge a certain withdrawal fee and interest for cash advance.
Withdrawing excess deposits means that you withdraw or transfer the funds stored in the card or the excess funds paid when repaying. Inter-bank withdrawal of excess deposits only requires a cash withdrawal fee, and the charging standard is the same as that of cash borrowed in advance (except for special cards). From 20 17 1, access to excess deposits in credit card banks is now free.