Bank of Communications, CITIC and people's livelihood are risky and may not be able to repay them. You can let friends and relatives go to China Bank's business outlets with the due cash, go to the counter to handle the credit card repayment procedures, and provide the correct credit card number of China Bank.

Because the credit card arrears are not repaid in time, it will affect the debtor's credit record or pursue relevant responsibilities. Ping An Bank's credit card is overdue. If it is really impossible to repay due to personal reasons, you can contact the bank to negotiate repayment. However, it should be noted that under normal circumstances, banks will comprehensively consider the borrower's willingness to repay, overdue amount, reality and so on. Before making a decision, and I'm not sure whether the bank will agree to negotiate.