The limit of Guangfa Bank Platinum Credit Card is between 20,000 and 500,000 yuan. The limit is approved based on the information submitted by the individual. Therefore, when applying for a credit card, you must provide as much supporting information as possible, such as: academic qualifications Certificates, employment and income certificates, deposit certificates, etc., these can all increase your limit.

The method of applying for Guangfa Bank Platinum Credit Card is also very simple. You can prepare the card application information and go to a Guangfa Bank branch to apply for it. You can also apply for a Guangfa Bank Credit Card through the Discover Wonderful app. You only need to fill in your personal information and upload the information, and it’s almost the same. I got the card in ten days.

If you want to successfully apply for Guangfa Bank Platinum Credit Card, you also need to meet the following conditions:

1. Have a bachelor’s degree or above;

2. Have other credit cards , and the use time is more than 6 months;

3. Have a non-commercial vehicle worth more than 100,000 (inclusive) in my name, and have a real estate worth more than 500,000 (inclusive);

4. Have a provident fund account and have paid continuously for more than 6 months;

5. Personal credit report is good.

Extended information

Conditions for applying for Guangfa Bank Platinum Card:

1. Individuals with certain financial strength who have used credit cards for more than 6 months (need to provide: Copies of the front and back of bank cards or relevant certificates/copies of deposit account details or relevant certificates/copies of front and back of airline gold cards or above and the latest statement), and no bad records.

2. Customers of our bank or customers of other banks whose annual consumption amount reaches 100,000 yuan and the number of purchases reaches 24; or platinum card customers who hold credit cards of other banks, or existing customers of our bank Peony International Credit Card VIP customer.

3. Have a car or house (car loan, mortgage loan) (the spouse can also provide a marriage certificate).

4. Salary statements for the last three months can be provided.

5. Social security, comprehensive insurance, etc. have been paid for 6 months and are being paid.

6. The person in charge of the enterprise shall present the business license, and the company shareholders shall present the equity certificate.

7. Individual customers who have an average daily deposit of more than 500,000 yuan (inclusive) in our bank or other banks for more than half a year (inclusive) or a personal deposit of more than 1 million yuan (inclusive) 4) Same as our bank Cooperative airline gold card (inclusive) or above membership customers.

8. For high-quality companies, business cards are enough.

9. Other financial proof that can prove your ability to repay.

Specific conditions:

1. Individuals with certain financial strength (need to provide: a copy of the front and back of the bank card or relevant certificates/copy of deposit account details or relevant certificates/airline Copies of the front and back of a gold card or above and the latest statement)

1) Customers of our bank or customers of other banks, the annual consumption amount of card holders reaches 100,000 yuan and the number of transactions reaches 24; or Platinum card customers who have credit cards from other banks;

2) Existing VIP customers of our bank

3) The amount reached 500,000 yuan (inclusive) in our bank or other banks for more than half a year (inclusive) ) or more than 1 million yuan (inclusive) for individual customers

4) Airlines gold card (inclusive) or above member customers who cooperate with our bank

2. Party and government Senior leaders of government agencies, social groups, public institutions and (required to provide: proof of work unit)

1) Leading cadres at the director level (inclusive) and above of party and government agencies and financial departments are responsible People

2) Senior leaders and heads of financial departments of various public institutions (prefectural and municipal level or above)

3) Key primary and secondary schools at the prefectural and municipal level (inclusive) and above School-level leaders, school-level leaders and heads of financial departments of key institutions of higher learning

4) School-level leaders and heads of financial departments of key tertiary hospitals

3. Large-scale Senior leaders and heads of financial departments of enterprises or enterprises with good economic returns (need to provide: certificate of work unit/certification of work unit and copy of business license)

1) Financial, Senior leaders and heads of financial departments in the postal, telecommunications, electric power, and municipal utility industries

2) Senior leaders and heads of financial departments of enterprises in China

3) Level AA in our bank ( Including) and above, as well as senior leaders and heads of financial departments of key marketing enterprises of head offices and provincial banks

4) Senior leaders and heads of financial departments of enterprises with a registered capital of RMB 50 million (inclusive) and above

4. Social celebrities and important figures in relevant industries recommended by the bank’s senior leaders (inclusive) or above or the person in charge of the card-issuing institution must provide signatures of the bank’s senior-level leaders (inclusive) or above or the person in charge of the card-issuing institution. , must be stamped with the official seal of the recommender’s department.

5. Managers at the deputy director level (inclusive) and above of the Bank

2. Customers whose cards are upgraded to platinum cards must meet one of the above access standards, and their credit status must still be The following conditions must be met:

1. The credit card account and card must be in "normal" status;

2. The account has not been charged two consecutive late payment fees in the past year and the account has not been charged twice in a row in the past year. No late payment fees have been charged for one month;

3. The customer is not in the CIIS prohibited and attention lists, blacklists and other prohibited lists