The freezing of the credit line means that the bank has frozen the credit line that has been granted to the cardholder, and the cardholder can no longer use the credit line. Most of the reasons for this situation are due to the cardholder's overdue or illegal use of the credit card, or it may be that the personal information is filled in incorrectly when withdrawing money, which leads to the temporary inability to withdraw the amount.

The freezing of credit line means that the bank has frozen the overdraft line previously granted to customers for some reason, and the line cannot be used temporarily. In this case, the customer can take the initiative to contact the bank and ask the reason why the credit line is frozen: when the credit line is withdrawn, the personal information is incorrectly filled in, and the bank should immediately provide true and complete information and apply for unfreezing the credit line. Personal assets in the bank are shrinking, so it is necessary to increase the amount of personal bank assets as soon as possible and become a high-quality customer of the bank. Personal credit investigation has a bad record, so it may not be possible to unfreeze the credit line in a short time, and it will take at least 2 years to conduct credit investigation.