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Can Ping An Bank handle bad credit cards directly at the bank counter?
You don't have to go to the counter to eliminate bad debts.

As long as you pay off the arrears, call Ping An Bank Credit Card Center to explain the situation and ask for handling.

The elimination of negative records must pay off the debts, otherwise the bad debt records will always be on the credit report. Bad credit records will be automatically revoked after 5 years.