How to handle the first credit card?
First find a bank that is easy to handle cards, and then choose cards according to your own needs. After the card is approved, you can use the credit card. The monthly quota is preferably 50%-70%, and some installments can be made during the period. After 3-6 months, when the first card reaches the ideal limit through cash withdrawal, you can apply for the second card and the third card. As long as the card is in good condition and not overdue, the amount of the second card will naturally not be much lower.
For friends who want to have more credit cards, the first credit card in life, that is, the first card, is very important and must not be ignored. When you apply for a credit card for the first time, the bank will make a comprehensive score according to your work, education, income and assets, and then decide whether to approve the card and the credit line according to the score. If you are not a public institution, a civil servant or an employee of a Fortune 500 company, the first credit line will be up to 50,000 even if the score is higher.
And when handling the second card, the bank will also refer to the credit limit of your first card. In the case that the card is in good condition and the credit is good, the credit limit shall not be lower than the first card. That's also an important reason why we see that people with similar qualifications have higher single card quota than themselves, that is, their first card quota is high.