1, credit punishment. The People's Bank of China records relevant information in the basic financial credit database, and records violations of laws and regulations in personal credit reports, which will affect the loan and credit card applications of relevant personnel in a certain period of time.

2. Restrict business. Suspend the non-counter business of bank accounts of relevant units and individuals within 5 years, and pay all business of accounts. That is to say, relevant units and individuals can't use bank cards to deposit and withdraw money at ATMs within five years, can't use online banking or mobile banking to transfer money, can't shop by credit card, and can't pay quickly through shopping websites.

3. Strictly manage the accounts. Banks and payment institutions shall not open new accounts for relevant units and individuals within 5 years. Banks and payment institutions will increase the examination and approval of those who apply for account opening after the disciplinary period expires.

4. Legal sanctions. Illegal buying and selling of personal bank accounts and corporate enterprise accounts may not only be punished according to the above, but also be suspected of helping information network criminal activities, obstructing credit card management, buying and selling state organs' certificates, covering up and concealing crimes, and even constitute fraud, which may bring individuals jail.

Police tips:

Buying, selling and renting bank accounts and calling cards have seriously violated the relevant laws and regulations of our country and will be punished according to law. Please protect your personal information and don't go astray because of small profits.