The annual fee for China Merchants Credit Card is the annual usage fee for China Merchants Bank’s credit card. It is the service fee for China Merchants Bank to provide relevant credit card services to cardholders. The specific analysis of different types of cards is as follows:

1 . For ordinary credit card users of China Merchants Bank: You can call the customer service hotline of China Merchants Bank Credit Card Center, transfer to manual customer service, apply for the annual fee recharge adjustment policy, and complete the required number of card swipes within the time specified by the bank to reduce the annual fee.

2. China Merchants Bank Credit Card Gold Card Users: Users can enter the Palm Life APP to redeem points for annual fee reduction or call the customer service hotline to apply for recharge or redeem points for annual fee.

3. China Merchants Bank high-end annual fee card: The annual fee of a rigid annual fee card cannot be redeemed by the number of card swipes or points. For example, the annual fee of China Merchants Bank Platinum Credit Card cannot be canceled.