First, is this insurance what you want? Is it handled now? If it is handled, directly call the customer service of Minsheng or the customer service of the insurance company to return it, and there is no loss now. If you haven't handled it yet, you can directly tell the salesman to consider it and don't want to buy it. Don't be embarrassed to refuse. You don't need to think of any reason, just be direct. Sales begin with accepting rejection, so the other party can bear it, hehe. In fact, kind and tactful refusal is also a course that each of us should practice.