What are the regular credit card repayment platforms? You must not touch black intermediaries

The market demand for credit card repayment is huge, and there are many platforms that provide this service. In order not to be deceived, it is recommended that everyone choose a formal platform. So, what are the formal credit card repayment platforms? I recommend the following ones.

1. Repayment

The credit card repayment platform under Paipaidai is relatively formal, and the repayment limit is not the same as that of Paipaidai. The maximum limit is Up to 30,000 yuan. As long as you have a normally used credit card and provide your personal ID, mobile phone number, JD account, and Taobao account for verification, you can make a payment.

2. Lightning Repayment

Lightning is also a new platform launched by Krypton Finance, a veteran of credit card management. The credit card repayment limit is between 100-5,000 yuan, and the loan period is 1-50 days. More flexible. The application conditions require identity verification, mobile phone number and binding of a savings card. It should be noted that binding a savings card requires a recharge of 5 yuan for verification, but the 5 yuan can be used to pay off the credit card.

3. Xicai Cat

It integrates various loan products with low threshold and low rates. More importantly, it has professional credit managers who can provide users with understanding of needs and match. Professional credit managers will find the most suitable repayment credit card slot for you from many popular products based on actual needs. Therefore, Xicaimao is definitely a trustworthy and formal credit card repayment platform.

What should I do if my credit card is defrauded? Calling the police may punish the bad guys

There are many formal credit card repayment platforms, but there are even more unreliable ones on the market. Therefore, everyone should keep their eyes open and not be fooled by rogue intermediaries. The above three platforms are for reference only, the specific choice is yours.

What methods do credit card fraud intermediaries use? We must be more vigilant!

On the Internet, you can often see intermediaries issuing credit card information, claiming to be unconditionally handling high-value cards. These are most likely black intermediaries, with the purpose of defrauding money and information. Here I will tell you some of the methods commonly used by credit card blackmail intermediaries to give you a warning.

What are the tricks used by black credit card intermediaries?

Method 1: Unconditionally apply for large-amount credit cards

There are often unscrupulous intermediaries who take advantage of applicants’ mentality to apply for large-amount credit cards. He was asked to provide personal information, and then used the applicant's information to apply for a credit card. After receiving the credit card, he did not hand the credit card to the applicant. Instead, he activated the credit card privately and used a POS machine to fraudulently charge it. In this way, the applicant not only did not receive the credit card but Instead, you have to pay for the stolen credit card.

Method 2: Pay money first and then apply for the card

Applying a card through formal channels is free, but many unscrupulous intermediaries will ask for a partial deposit in the early stage of applying for a card, and then wait for the card to be received. Afterwards, the remaining handling fee will be charged based on the approved card limit. But in fact, many people are not qualified to buy credit cards, so rogue intermediaries will wait until the money is received and disappear with the money; some rogue intermediaries will play a long-term game to catch big fish, and will send a fake card to the cardholder, and then use They defrauded some money on the pretext of paying a fee to activate the card. After the cardholder paid the money, he discovered that he had been deceived and could no longer contact the intermediary.

Method 3: Pay the money to open the card after getting the card

Some unscrupulous intermediaries do use the information submitted by the applicant to apply for a credit card online and mail the credit card to the cardholder. However, the applicant changed the reserved mobile phone number to his own. If the applicant obtained the credit card and used his own mobile phone to open the card, the intermediary took the opportunity to ask the cardholder to pay money before opening the card.

In addition to the above three methods, there are many other methods used by credit card blackmail intermediaries. If you really don’t know whether it is a black intermediary’s method, just remember one principle, that is, go to formal channels to apply for a card. Don’t easily disclose personal information to others. If your card application is rejected, don’t go to a rogue intermediary. Instead, work hard to improve your personal credit conditions.

Is the green channel for credit cards real? Pay attention to these to avoid being deceived

After many card friends were rejected when applying for a credit card, they saw some small advertisements on the Internet about "credit card green channel guarantee card purchase", and wanted to find the above intermediary to apply for the card, but they I don’t know if the so-called green channel is true. Let’s discuss it together below.

Actually, many credit card green channels are used by intermediaries to deceive people. Although there are indeed many intermediaries who can help people successfully apply for credit cards, and the credit limit may even be relatively high, but their channels for applying for cards are actually limited. It is no different from applying for a card by the applicant himself. You go to a bank branch to apply for a card with the information provided by the applicant.

The only difference may be that they are more familiar with the rules and specifications for filling in bank information than the applicant, and will appropriately optimize and package the applicant's qualifications so that they can fully approach the credit card approval conditions. The success rate of applying for a card will naturally be much higher.

You should pay attention here. If those intermediaries say that they will guarantee the card, you must be careful. You must know that credit card approval is evaluated by the bank system and cannot be interfered by humans. This is the internal personnel of the bank. No one dares to guarantee it, let alone a small agency.

There are usually many unscrupulous intermediaries who operate under the guise of using the green credit card channel to buy cards. Their purpose is to defraud you of your information and money, and will use this method to get you to provide personal information. ID card information, mobile phone verification code, bank++, etc., and use various excuses to ask you for money. After getting the money, they will take your information and disappear.

The above is the relevant introduction of "Is the credit card green channel real?" I hope it will be helpful to everyone. All in all, the green channel for credit cards is not necessarily real. It is probably a chain set up by black intermediaries, so everyone should find formal channels to apply for a card. As long as you can package your personal information, you can apply for the card without any green channel.

Secrets of agency credit card scams: 4 tips to expose agency credit card scams

Many people pursue large credit limits when applying for credit cards, but the actual credit limit is determined by the bank, and credit conditions are generally large Credit cards are more difficult to apply for. Many intermediaries took advantage of this situation and carried out ++ behaviors under the guise of acting as agents for large-value credit cards. Today I will give you a big reveal about large-value credit card scams.

1. Charge various fees

There is no need to pay any fees when applying for a credit card through formal channels. However, handling fees, packaging fees, activation fees, etc. will be charged when applying for a large-amount credit card. Then, it must be a rogue intermediary, don’t be fooled. After getting the money, the opponent will disappear and the money card will be empty.

2. Obtain information by fraud

To apply for a large credit card, the card holder needs to provide personal identity information and relevant personal privacy, such as ID number, address, phone number, marital status, and financial resources. Proof etc.

After obtaining your information, scammers may sell it publicly, apply for loans, apply for credit cards, apply for bank cards, or even engage in some serious illegal activities such as smuggling and ++.

3. Defrauding other credit card information

During the process of applying for a credit card, scammers may use the card to apply for a large credit card as an excuse to defraud you of other credit card information, such as + +, validity period, credit card security code and other important information, and then commit fraud. If during the process of applying for a credit card, the other party asks you for this information, be sure to refuse decisively.

4. Apply for a card with your ID card only

Every credit card is issued by the bank after strict review. You cannot apply for a large credit card with your ID card alone. The applicant's credit conditions and comprehensive score are important basis for applying for the card.

If a scammer uses the guise of "applying a large credit card with just your ID card", you must not believe it.

The above large-amount credit card scams are revealed. If you encounter one of these, you must be vigilant and don’t be fooled. It is recommended that everyone apply for a credit card through the bank’s official channels or a formal platform authorized by the bank.

I am a staff member who applies for a credit card. What should I do if a rogue intermediary asks me to apply for a card?

If he asks you to apply for a card, then you can do it. As long as he meets the conditions, So as long as you have done what you are supposed to do and done all the personal verification and personal visits, then this is also a safe document? Why can't it be done?

You must know that we are not responsible for issuing cards. You are just the grassroots staff of the credit card center. If the documents you submit meet the bank's conditions, then the bank will also issue the card under normal conditions. He is a member of the underworld, but you can see if he has real estate, a car, or a credit card from another bank. As long as he meets the bank's conditions, you can apply for a credit card for him. He has the ability to repay and has the ability to spend money. Ability, that's enough.

If the information given to you by this intermediary does not meet the requirements of the bank, you can refuse it. If you really can’t refuse it, you can just take it back. If you have not personally verified or visited it, or If the information is not true, you should respond truthfully on your credit card application form. So do you think the bank will cancel the card for such unqualified receipts

?

That’s it for the introduction of black intermediary credit cards.