A refers to the all-in-one card.

B refers to the all-in-one gold card, which is usually used at the counter.

Category V refers to VIP users.

J refers to corporate business.

This is sorted according to the bank card holder's level in the bank. For example, V is a VIP card, which means it will be faster to handle business.

Compared with most commercial banks, the VIP Gold Card has the characteristics of lower starting amount, stronger special services, and more projects.

Customers of Rural Commercial Bank with financial assets (including loans) of up to 100,000 yuan can go to various Postal Savings Bank outlets with valid documents and enjoy five special services with their cards:

First, it is a VIP travel channel service. The bank has built 10 VIP rooms at Wuhan high-speed railway station and other stations, and cardholders can enjoy free VIP waiting service unlimited times throughout the year;

Second, it is a VIP-exclusive preferential tariff service. Gold card customers can enjoy 12 tariff discounts for free such as text message notifications and electronic banking UK, as well as 40% discount on 9 tariffs such as inter-bank and off-site deposit and withdrawal transactions.

Third, priority service is given to VIP customers. VIP customers can enjoy priority dialing and VIP room services at bank branches.

Fourth, it is a priority purchasing service for financial products. Gold card customers have priority to purchase specific financial products.

5. It is a VIP line service. The bank has set up a dedicated VIP customer service line in its customer service phone number to provide gold card customers with faster telephone consultation services.

Habits to become a high-quality bank customer:

1. Personal card usage records must be good: if there are malicious overdrafts, illegal cash-outs, multiple overdues, etc. on your credit report, Credit stains such as overdue payments for more than 90 days will make it difficult for customers to get VIP honors no matter how excellent their qualifications are.

2. Good credit card consumption habits: It is essential to develop the habit of using credit cards more and swiping more cards for consumption. If the amount of credit card consumption exceeds one-third of the limit for 3-6 consecutive months, it is more conducive to the success of the limit increase. Therefore, it is recommended that cardholders swipe as many cards as possible when making purchases.

3. Occupational preference: People with different occupations have different statuses in the eyes of banks. Which occupations are more popular with banks?

Civil servants, doctors, teachers, personnel with senior technical titles, practicing certified public accountants, practicing lawyers, Fortune 500 employees, etc., and those who can provide valid professional certificates are all high-quality customers of the bank.

4. Suggestions for people with three no's or freelancers: You can concentrate your asset savings, such as concentrating your daily financial activities in a bank.

That is, if you use the services of a bank such as debit cards and credit cards, transfer money or use it frequently, the bank will determine your income and credit status based on your behavior records, and then determine whether you qualify as a high-quality customer.