At present, the banks that are operating are basically connected to the central bank's credit information system, and credit cards are the products of banks. Therefore, the credit card loans overdue, the central bank will do credit information at the meeting.

If the cardholder's credit card is overdue, the bank will upload the overdue record to the central bank's credit information system, which will have a great impact on the cardholder's future loan approval and credit card processing. Users are advised to pay attention to repayment on time when using credit cards to avoid overdue situations.