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What is the free limit for credit card repayments?

The free credit limit means that you can use third-party software to repay your credit card, and some of the credit limit is free of charge.

1. For repayment of credit card repayments, free travel means refusal to pay the outstanding service fees for this part, which cannot be used as cash for repayment. For example, Alipay also has a free credit card quota of 2000/month, and can also provide user credit cards.

2. Therefore, when a user needs to repay a large sum of money on his credit card, the best choice for the user is to choose a free repayment method. After all, the handling fee is an additional cost and can be avoided.

3. The free credit card repayment limit means that the service fee for credit card repayment is exempted within a certain limit, and a certain proportion of service fees will be paid to exceed the free repayment limit. For example, third-party payment platforms generally provide free credit card payment. For example, Alipay provides free credit card repayment amount, and the free repayment amount is 2,000 yuan. JD.com offers free credit card repayment with a limit of 10,000 yuan.

1. The free credit card limit is not any credit card limit, but the free credit card repayment limit set by some third-party platforms is actually a free credit card repayment limit.

2. As we all know, many third-party platforms, such as WeChat, Alipay and Xiaobanzu Finance, still need to charge credit card fees. Some people think that such users may lose many users. Therefore, the free repayment was not denied and the free repayment amount was established. The repayment amount is less than the free repayment amount and no credit card charge is required.

3. Generally speaking, Alipay credit card repayment free quota refers to Alipay users whose real names have been authenticated and who use Alipay to repay. Each person can enjoy a basic freedom allowance of 2,000 yuan per month. As long as the credit card payment is made within this amount, there is no service fee, while the amount exceeding the free quota is subject to a service fee based on 0.1%. If the single service fee is less than 0.1 yuan, a fee of 0.1 yuan will be charged.

4. If your basic free quota for Alipay credit card repayment is used up, you can use Alipay member nodes to exchange for more free quota. The query process for the specific amount is as follows: Query the right interest on the credit card repayment page of Alipay customers.

5. That is to say, when the cardholder user has difficulty repaying his credit card, he can use the sweet orange compensation business function of Yipay, and there will be no cost within the free repayment limit. After using the Sweet Orange Loan Reimbursement Credit Card, you must pay on time to avoid affecting your credit. If it is overdue, you will be charged penalty interest by the platform. This needs to be clear.