What should I do if the limit of CITIC Bank Xiaomi Credit Card is too low? It’s such a shame to cancel the card! Xiaomi, which advocates technology, recently issued a credit card together with China CITIC Bank. This credit card product fully meets the expectations of Mi fans for a sense of technology. The card face is very beautiful, and the black technology version of Xiaomi Credit Card can be swiped. Turn on the lights, it's really cool and stunning. However, in the final analysis, credit cards are used for overdraft consumption. What if the credit limit of CITIC Bank Xiaomi Credit Card is too low? CITIC Bank Xiaomi Credit Card is divided into gold card, platinum card, and platinum card black technology version. Generally speaking, the gold card limit is between 10,000 yuan and 50,000 yuan, and the platinum card limit is more than 50,000 yuan. However, the actual credit limit may be lower than the standard, and everything is subject to the final initial credit approved by the bank. Many cardholders apply for the CITIC Bank Xiaomi Credit Card gold card with a limit of only a few thousand yuan, and the platinum card only has a limit of 10,000 to 20,000 yuan. The limit is too low. If you don’t want to use the card, how about canceling the card directly? Of course it's not good. The credit card level is here, and there is a lot of room to increase the limit when using the card. Cancellation of the card will only affect the creditworthiness of the cardholder. If the credit limit of your CITIC Bank Xiaomi Credit Card is too low, you may try the following tips to increase the credit limit: 1. Use credit card overdraft wherever you can use a credit card for daily consumption; 2. If the bill amount is relatively large, you can occasionally make installments and contribute some handling fees to the bank; 3. Avoid cash withdrawals and cash outs. If you really need cash, you can withdraw cash, but you must not cash out; 4. If necessary, you can use CITIC Dream Cash or New Express Cash, and the handling fees must be calculated; 5. Repay the full amount and maintain good health Card usage records.