2. The deduction amount of each period is credited to the cardholder's account according to the type of consumption transaction, which is regarded as the interest-free repayment period of the current month's consumption. You can check the credit card installment by selecting Favorites-Credit Card-Installment-My Installment through ICBC Mobile Banking. After the installment payment is successfully processed, the monthly deduction is equivalent to an ordinary consumption, and you can enjoy an interest-free repayment period. After invoicing, repayment can be made on the corresponding repayment date. China Industrial and Commercial Bank of China's credit card installment transaction amount and installment fee shall not exceed the available credit card account. After the installment payment is completed, its credit line can no longer be used. After credit card consumption, the cardholder can go to the business outlet or directly call 95588 to apply for installment payment of ICBC credit card from the second day after the consumption is recorded to the third day before the due repayment date.
1. ICBC credit card installment payment:
1) When ICBC designates a special merchant to spend by credit card, it can directly apply to the cashier for installment payment.
2) Between the day after the consumer transaction is recorded in the account and three working days before the due repayment date of the consumer transaction, you can easily apply by directly dialing 95588 and turning to labor; You can also apply at ICBC outlets. Telephone processing flow:
3) Customers who register for online banking can use the credit card service Peony Card to repay in installments, and self-service consumer transactions recorded during the interest-free period will be converted into installment payment.
2. Precautions:
1) The total installment payment and handling fee cannot exceed the available amount of the credit card account. The amount deducted in each installment is regarded as the consumption of the current month and enjoys the interest-free repayment period.
2) The application for installment payment through 95588 shall be made within three working days from the day after the consumer transaction is entered into the account to the date when the consumer is due for repayment.
3) The date of installment payment is the first deduction date, and the deduction dates of subsequent installments are the same as the first payment date. If the number of days in the subsequent repayment month is less than the first deduction date, the deduction date of that month is the last day of that month.
4) Customers who have paid by installment can apply to extend the outstanding amount, but the same installment business can only be extended once, and the handling fee rate is the same as that of installment.
5) Apply for prepayment without prepayment fee.