1. Network activation. Cardholders bring their bank cards and ID cards to local Rural Commercial Bank outlets, and the bank cards can be activated at the counter.

2. Phone activation. Rural commercial banks in some areas can activate bank cards over the phone, but they can only activate credit cards. If it is a debit card, it must be activated at a bank branch because debit cards involve cash security issues and the bank needs to confirm the identity of the cardholder. .