What are the application conditions for ICBC's tax loan?
The applicant of 1 is the legal representative of the enterprise with full capacity for civil conduct, and his age is between 18 (inclusive) and 65 (exclusive).
2. The enterprise has paid taxes for more than 2 years, which does not belong to the financial and real estate industries and has a good tax credit. The latest tax payment time is less than 3 months from the application time, and there is no record of tax violation or tax arrears.
3. The enterprise's tax grade is A, B and M, and it is in good operating condition, and it does not belong to the restricted industries that small enterprises can't enter according to the industrial credit policy of our bank.
The registered capital of the enterprise shall not exceed 50 million yuan, the number of employees shall not exceed 300, and the annual sales shall not exceed 654.38 billion yuan. And the actual controller and enterprise operating loans do not exceed 5 million (except mortgages and credit cards).
The legal representative and actual controller of the enterprise (or the natural person who actually controls individual industrial and commercial households) have no negative credit record, the credit request of the legal person is overdue for less than 6 times within 2 years, and it cannot be overdue for 2 times within 2 years, and the individual and the enterprise have no negative records such as litigation execution.
You need to open a basic deposit account or ordinary account of ICBC (you can contact the bank account manager in advance for the preparation materials required for opening an account).
The above are the requirements for applying for ICBC's tax loan. I hope this answer is helpful to everyone.