1, some credit card points are cleared once a year, but most of them are not. By the end of the year, many points in membership cards and shopping cards will be cleared. Therefore, cardholders need to use all the points in these cards before the end of the year, otherwise they will be invalid.

2. China Telecom points are valid in natural years, and three years is a valid period. The points are cleared by rolling at the end of 65438+February every year, that is, the points obtained in the first year are valid as long as they are used before the end of the third year; For example, the integral generated by 20 19 is cleared at 202 1 12 3 1.

3. China Merchants Bank credit card points will not expire, because according to the regulations of China Merchants Bank Credit Card Center, credit card points are permanent and valid. However, the points will also be cleared after the card is cancelled. Of course, some special credit card points of China Merchants will be valid. Car card and city theme series gold card points are valid for 3 years.

4. The accumulated points are valid for at least two years, and will be cleared at 24: 00 on June 30th after 24 months. (For example, the points generated from July 20 17 to June 29, 20 18 will expire on June 30, 2020).

5. At the beginning of the same month in the fourth year, the overdue or redeemed remaining points generated in 1 month will be cleared automatically, and then accumulated again, and so on. The validity period of marketing points or maintenance points shall be subject to the notice of giving points. Rebate points are valid for one year.