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What does 18 points for a credit card loan mean?

The 18-point credit card loan means helping to apply for a credit card. After the credit card is successfully applied for, a fee of 18% of the card limit will be charged.

Credit card application process:

1.

Applicants can choose to apply online, contact the credit card salesperson to apply at home, or apply directly at the counter. Apply for a credit card to the credit card opening bank;

2.

The staff of the credit card opening bank will conduct a follow-up visit to the phone number in the application information to verify whether the application information is true. If there is any misunderstanding, please contact us immediately As a result, the application fails;

3.

After the applicant passes the credit card review, he will receive a text message notification from the account opening bank and just wait for the card to be mailed;

4 .

After receiving the card, apply for activation. You can activate according to the activation method in the envelope. Generally, there are manual activation by phone, SMS activation, counter activation, etc. You can decide according to your own convenience;

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After activation, you can use the credit card normally. Please pay attention to the monthly repayment date and repayment amount of the credit card.