Hello, in terms of consumption patterns, our bank currently has shopping installments during consumption and billing installments after consumption. You can apply for shopping installments with a new card, and you can also try to apply for bill installments, but it is not 100% successful. As long as you repay the loan on time and consume rationally, there is no such thing as a so-called high-quality customer:

1. Shopping installment: Choose to purchase designated goods or services in installments through our bank's special merchants. For specific installment payment standards and applicable merchants, you can log in to our credit card website / and click "Financial Installment" - "Installment Shopping" to inquire;

2. Bill installment (only for business cardholders) Card holders or supplementary card holders are currently unable to apply): If the merchant where you shop is not a special merchant of our bank, you can apply for bill installment after consumption. Bill installment is a new financial management function launched by our bank's credit card, which can help you repay the consumption amount in your bill in monthly installments. For details, please log in to the credit card website / and click "Financial Installment" - "Bill Installment" to inquire.

If you have other questions, please add QQ corporate customer service 4008205555 or look for the WeChat public account "China Merchants Bank Credit Card Center" and add it.