According to the problem that after the China Merchants Credit Card was overdue and notified that the minimum amount had been paid, the customer service said that the card could be swiped within two days, I gave the following answer:

1. Concise answer: According to the customer service , after two overdue payments, you only need to pay off the minimum amount and wait two more days to swipe the card.

2. Detailed explanation:

a. Overdue for two periods: Overdue for China Merchants Credit Card refers to the situation where the cardholder fails to pay off the balance on time after the repayment date. The more past due periods, the greater the impact on your credit card account.

b. Notification of the minimum repayment amount: After the due date, China Merchants Credit Card will notify the cardholder of the minimum repayment amount that needs to be repaid. The minimum repayment amount refers to the minimum payment amount that the cardholder needs to repay each period, which is usually a part of the total amount owed.

c. Customer service said that the card can be swiped within two days: According to customer service, cardholders need to wait about two days after paying off the minimum repayment amount before they can use the credit card for consumption again.

3. Summary: After two overdue periods, China Merchants Credit Card holders only need to pay off the minimum repayment amount and wait two days before swiping the card. However, in order to maintain a good credit record and avoid the negative impact of overdue loans, it is recommended to pay off all outstanding debts in a timely manner.

4.

Extended information: China Merchants Credit Card usually handles overdue transactions based on the specific circumstances of the cardholder, such as credit record, repayment history, etc. In addition to the number of overdue items, the number of overdue days will also have an impact on credit evaluation. Overdue credit card payments will not only lower your personal credit score, but may also result in fines, interest accrual, and credit limit adjustments. Therefore, timely repayment is very important to maintain a good credit history.

The above is the answer to the question of being notified that the minimum amount has been paid after the China Merchants Credit Card is overdue, and asking whether the card can be swiped two days later. Overdue credit cards have a negative impact on credit history, so cardholders should promptly understand and comply with credit card repayment regulations and develop good repayment habits.