1: Open the JD.COM software of the mobile phone and log in to the personal account;

2: Click "My" in the lower right corner;

3: Click the "White Strip" option;

4: After entering the white bar, you can see the options of the current personal bill details, and click Enter;

5: Find the immediate repayment option and click Repayment.

JD.COM IOU repayment method:

1. Repay in installments. If the user borrows too much and cannot repay it at one time, then the user can choose to pay by installment. However, the general use of installment sensitivity will generate certain interest, but users can rest assured that the interest of JD.COM IOUs is lower than that of credit cards.

2. Automatic repayment. If users are afraid of forgetting the repayment date, they can choose automatic repayment under the condition that they can ensure that the credit card bound by JD.COM IOUs has enough balance for repayment. Users only need to apply for automatic repayment to the IOUs system, and complete the operation according to the system prompts, and then the system will automatically deduct the amount that users need to repay on each repayment date.

3. Take the initiative to repay. If automatic repayment is not enabled, users need to log in to JD.COM to complete repayment by themselves when the monthly repayment date comes. Users must remember their monthly repayment date clearly, so as not to be overdue because of forgetting.