Among the credit card types of China Merchants Bank, the minimum limit of the Gold Card is RMB 10,000. This limit is set by China Merchants Bank based on the applicant's credit assessment. The main factors considered include but are not limited to age, income, occupation, asset certificates, credit history, etc. The bank will determine the final approval result and limit range through comprehensive scoring based on the detailed information submitted by the applicant. The limit of a regular card is usually between 3,000 and 10,000 yuan, while the limit of a platinum card is more than 50,000 yuan, which shows that China Merchants Bank has different credit evaluation standards for customers of different levels.

China Merchants Bank's credit card services enjoy a high reputation in China. As early as 2004, it was named "China's Best Call Center of the Year" for its excellent call center operations and services. Since 2002, China Merchants Bank has realized the integration and professionalization of credit card services, providing customers with efficient and convenient services. As of 2008, the number of credit cards issued by China Merchants Bank has exceeded 25 million, leading the market share, and its total credit card consumption has reached an astonishing 140 billion yuan, demonstrating its prominent position in the credit card market.

The above information comes from the introduction of China Merchants Bank Credit Card on Baidu Encyclopedia.