Savings card or credit card. Agricultural Bank refers to a bank that provides financial services for the development of agriculture, animal husbandry, forestry and fishery under the guidance and funding of the government. There are usually two kinds of cards in this bank: one is debit card, also called savings card, and the other is credit card, also called credit card. The savings card has the functions of saving, consuming and transferring money. In the case of savings, the deposit enjoys interest, but it cannot be overdrawn. Credit cards can be used for consumption and support overdraft, but the money stored in credit cards does not enjoy interest, and cash withdrawal fees are also required.