Bank of Communications’ credit card is easy to apply for, and the amount you can apply for is usually about 5,000 yuan.
1. This transportation card is easy to process. If it is your first time to apply, it is recommended to fill in the information carefully, and it is best to write a higher salary. If you have a car and a house, you'd better write them both down. This amount will be much larger. If there is no car or house, for general office workers, the quota is generally around 5 kilometers. The traffic standard card limit is 2,000.
2. If you can keep the card for more than three months, you can make full use of the card and repay the loan on time. Bank of Communications will then automatically increase your quota. However, it is recommended not to blindly pursue the limit and start from your own reality. Failure to repay your credit card debt will result in a negative record on your personal credit card, which will affect your future bank loans and other business.
What is the general credit card limit of Bank of Communications: Bank of Communications credit cards can generally be divided into standard cards, gold cards and platinum cards. Credit card limits vary depending on the type of card. The standard card limit is between 1,000 yuan and 10,000 yuan; the gold card limit is 1,000 yuan. to 50,000 yuan; the amount of platinum card is generally more than 50,000 yuan, and the maximum amount of platinum card can be more than 1 million yuan. However, the above limits are only general, taking into account the upper and lower limits for most cardholders and card categories. The specific limits have a lot to do with the applicant's qualifications, as Bank of Communications needs to consider the cardholder when granting the cardholder a credit limit. The person’s repayment ability and the extent of the amount to be used. Generally speaking, the better the qualifications of the applicant, the higher the credit limit when applying for a Bank of Communications credit card, and the faster the card issuance. But even if the initial assessment limit isn't high, don't worry, the amount will increase as long as you maintain a good credit history.
The consumption limit for Bank of Communications credit cards is 2,000-5,000 yuan. If you frequently swipe your card for consumption and conduct multiple transactions, card deposits and card swipes often occur. This way, the fixed amount can be increased every three months. Because it is system points, the number of credit card swipes per month exceeds 30, and the success rate of increase in three months is close to 90%.